RankAlpha logo
Back to Rankings

ONIT

Onity GroupB
NYSE / Financial Services
Last Price
At close
2026-07-22
View Chart
Current thesis
Primary company evidence shows real operating momentum beneath the weak quarter: revenue and servicing/origination volumes grew double digits, book value per share was about $74.81 in the Q1 filing, and the FAR transaction could simplify the model and add $70-$80 million of net proceeds if approved. The packet's median analyst target of $60.0 versus the $38.31 anchor price implies substantial upside if guidance proves conservative.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.2.
What can break
Elevated FHA delinquencies remain a live issue; the 10-Q notes higher Ginnie Mae delinquencies affecting contingent loan repurchase exposure [#10-Q-2026-05-05].
Momentum
43
Value
64
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $41.00 · Bull $55.00 · Bear $27.00
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-08 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $52.33
Why
Momentum43 · Δ7d +12.4
Value64 · Δ7d +0.2
Sentiment54 · Δ7d -4.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
43
26% active weight
Current posture
7d trendImproving
Δ7d
+12.4
Δ21d
+16.4
Value
64
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+1.2
Sentiment
54
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.5
Δ21d
-2.3
Why this grade

Composite grade B. Momentum 43.2 / Value 64.3 / Sentiment 53.8

Fundamentals (TTM)
As of 2026-07-22
Market Cap
$336.95M
Beta
1.57
Shares Out
8.43M
P/E (TTM)
13.4
P/S (TTM)
0.36
P/FCF (TTM) · Derived
-0.15
Rev YoY
+14.4%
EPS YoY
-70.6%
Gross Margin
+94.0%
Op Margin
+34.7%
Net Debt
$14.44B
Current Ratio
0.57
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology