NRIM

Northrim BanCorpA

Nasdaq / Banks

At close

2026-07-20

Current thesis

Mortgage banking momentum (originations and servicing growth) accelerates fee revenue and lifts valuation; credit remains benign and capital returns continue, supporting a re-rating toward the analyst-high range.

Posture

Constructive

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-23.

What can break

Elevated credit losses or reserve builds

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $31.00 · Bull $34.00 · Bear $20.00

Earnings

2026-07-23

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2026-03-27 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $30.00

Why

Momentum64 · Δ7d +1.7

Value63 · Δ7d -0.0

Sentiment54 · Δ7d -6.3

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

+1.7

Δ21d

-3.0

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.0

Δ21d

+0.4

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-6.3

Δ21d

-1.3

Why this grade

Composite grade A. Momentum 64.2 / Value 63.4 / Sentiment 53.7

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$620.41M

Beta

0.97

Shares Out

22.24M

P/E (TTM)

9.7

P/S (TTM)

2.91

P/FCF (TTM)

4.83

Rev YoY

+7.4%

EPS YoY

+2.0%

Gross Margin

Op Margin

+39.4%

Net Debt

$51.63M

Current Ratio

0.12

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology