RankAlpha logo
Back to Rankings

NEWT

NewtekOneA
Nasdaq / Financial Services
Last Price
Quote time unavailable
View Chart
Current thesis
The best post-print evidence is operational: EPS held inside guidance, revenue and net interest income improved, deposits expanded sharply, and management added a 2027 EPS growth target while keeping 2026 guidance unchanged. Sparse sell-side coverage leaves room for upside if those operating trends persist.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-10-28 · AMC.
What can break
As a leveraged financial, NEWT remains sensitive to credit, liquidity, and execution missteps even when quarterly operating metrics look healthy.
Momentum
29
Value
63
Sentiment
66
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $13.50 · Bull $15.50 · Bear $11.00Analysis 2026-05-03; returns require an exact persisted reference.
Earnings
2026-10-28 · AMC
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-03 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $15.40
Why
Momentum29 · Δ7d +3.6
Value63 · Δ7d -0.0
Sentiment66 · Δ7d -5.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-28 · AMC.
  • • Value remains the lead driver in the composite, 7D delta -0.0.

Contradictions & invalidation

  • • As a leveraged financial, NEWT remains sensitive to credit, liquidity, and execution missteps even when quarterly operating metrics look healthy.
  • • Credit losses may rise as the loan book continues seasoning and management itself said the portfolio is still climbing the default curve.
  • • The counterpoint is that this is still a low-coverage, small-cap financial with meaningful credit seasoning risk, elevated leverage optics, and a business model transition that still needs more quarters of proof.

Catalyst clock

2026-10-28 · AMC

Post-earnings reset keeps 2026 outlook intact

Lead driver: Value · See fundamentals
Momentum
29
8% active weight
Current posture
7d trendSoftening
Δ7d
+3.6
Δ21d
-3.3
Value
63
47% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.2
Sentiment
66
45% active weight
Current posture
7d trendSoftening
Δ7d
-5.1
Δ21d
-12.4
Why this grade

Composite grade A. Momentum 28.7 / Value 63.0 / Sentiment 66.2

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-05-03. Scenario method

B+
Bull case
25%
Probability
Target price
$15.50
Analysis reference price unavailable
Analysis 2026-05-03 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$13.50
Analysis reference price unavailable
Analysis 2026-05-03 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$11.00
Analysis reference price unavailable
Analysis 2026-05-03 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$330.15M
Beta
1.32
Shares Out
28.88M
P/E (TTM)
5.3
P/S (TTM)
1.29
P/FCF (TTM) · Derived
-4.87
Rev YoY
-18.0%
EPS YoY
-8.8%
Gross Margin
+73.8%
Op Margin
+37.2%
Net Debt
$1.93B
Current Ratio
6.14
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data