NECB
NorthEast Community BancorpBNasdaq / Banks
Last Price
At close
2026-06-03
Current thesis
Material NIM expansion, modest loan growth, stable credit, and successful capital actions (dividends/buybacks or accretive M&A) drive earnings and multiple expansion toward the bull target (30.0) within the 12-month horizon; requires clear outperformance versus consensus.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.0.
What can break
Compression of net interest margin if short-term rates move unfavorably
Momentum
54
Value
64
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.82 · Bull $30.00 · Bear $17.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-05 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-03
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $25.50
Why
Momentum54 · Δ7d -
Value64 · Δ7d -0.0
Sentiment49 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
54
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
64
32% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.1
Sentiment
49
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 54.2 / Value 64.0 / Sentiment 49.3
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$338.75M
Beta
0.41
Shares Out
14.03M
P/E (TTM)
7.1
P/S (TTM)
3.08
P/FCF (TTM)
8.58
Rev YoY
-4.6%
EPS YoY
-7.9%
Gross Margin
-
Op Margin
+58.9%
Net Debt
-$13.09M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology