B+
Bull case
20%
Probability
Target price
$133.00
Analysis reference price unavailable
Analysis 2026-01-27 · RankAlpha Sentiment AI
NBN
Northeast BankDNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Durable NIM expansion, stable deposits, and improving credit drive re‑rating toward the analyst high ($133), producing measurable upside versus the current price.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -1.4.
What can break
Analyst downgrades or adverse regulatory actions
Momentum
56
Value
63
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $104.28 · Bull $133.00 · Bear $84.19Analysis 2026-01-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-11
Investment thesis
As of 2026-09-11
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $143.50
Why
Momentum56 · Δ7d -2.5
Value63 · Δ7d -0.0
Sentiment48 · Δ7d -1.4
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta -1.4.
Contradictions & invalidation
- • Analyst downgrades or adverse regulatory actions
- • Deposit outflows or rising funding costs
- • Deposit pressure or rising loan losses force higher provisions and NIM compression, pushing consensus toward the analyst low ($84.19) and valuing the stock below the current price.
Catalyst clock
2026-03-31
Analyst target revisions / consensus update
Lead driver: Sentiment · See AI snapshot
Momentum
56
9% active weight
Current posture
7d trendSoftening
Δ7d
-2.5
Δ21d
+8.3
Value
63
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.0
Sentiment
48
62% active weight
Current posture
7d trendSoftening
Δ7d
-1.4
Δ21d
-1.0
Why this grade
Composite grade D. Momentum 56.5 / Value 63.0 / Sentiment 48.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-27. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$104.28
Analysis reference price unavailable
Analysis 2026-01-27 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$84.19
Analysis reference price unavailable
Analysis 2026-01-27 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.15B
Beta
0.57
Shares Out
8.56M
P/E (TTM)
10.0
P/S (TTM)
4.10
P/FCF (TTM)
12.75
Rev YoY
+4.7%
EPS YoY
+35.1%
Gross Margin
-
Op Margin
+38.4%
Net Debt
$854.84M
Current Ratio
1.83
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data