MRBK
MeridianCNasdaq / Banks
Last Price
At close
2026-07-20
Current thesis
Steady NIM gains, stable deposits, and modest multiple expansion lift shares toward the upper analyst range as earnings outperform.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-24.
What can break
Commercial real-estate credit deterioration
Momentum
48
Value
62
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $19.62 · Bull $21.00 · Bear $15.00
Earnings
2026-07-24
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-03 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $23.00
Why
Momentum48 · Δ7d -9.4
Value62 · Δ7d -0.2
Sentiment47 · Δ7d -5.3
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
48
26% active weight
Current posture
7d trendFlat
Δ7d
-9.4
Δ21d
-31.4
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
+0.2
Sentiment
47
34% active weight
Current posture
7d trendSoftening
Δ7d
-5.3
Δ21d
-3.0
Why this grade
Composite grade C. Momentum 48.3 / Value 62.3 / Sentiment 46.9
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$241.02M
Beta
0.79
Shares Out
11.89M
P/E (TTM)
9.9
P/S (TTM)
1.61
P/FCF (TTM)
8.99
Rev YoY
+4.7%
EPS YoY
-21.2%
Gross Margin
-
Op Margin
+21.3%
Net Debt
$167.56M
Current Ratio
0.09
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology

