RankAlpha logo
Back to Rankings

MRBK

MeridianC
Nasdaq / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
Steady NIM gains, stable deposits, and modest multiple expansion lift shares toward the upper analyst range as earnings outperform.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +2.0.
What can break
Commercial real-estate credit deterioration
Momentum
48
Value
63
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $19.62 · Bull $21.00 · Bear $15.00Analysis 2026-02-03; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-03 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $23.50
Why
Momentum48 · Δ7d +6.8
Value63 · Δ7d 0.0
Sentiment60 · Δ7d +2.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +2.0.

Contradictions & invalidation

  • • Commercial real-estate credit deterioration
  • • Deposit outflows or funding-cost spike
  • • Credit deterioration or deposit outflows compress EPS and multiples, driving the stock materially below current levels until asset-quality clarity returns.

Catalyst clock

2026-05-04

Idiosyncratic credit loss or regulatory action

Lead driver: Sentiment · See AI snapshot
Momentum
48
9% active weight
Current posture
7d trendImproving
Δ7d
+6.8
Δ21d
+3.3
Value
63
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
+0.0
Sentiment
60
62% active weight
Current posture
7d trendImproving
Δ7d
+2.0
Δ21d
+4.1
Why this grade

Composite grade C. Momentum 47.9 / Value 62.9 / Sentiment 60.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-03. Scenario method

B+
Bull case
20%
Probability
Target price
$21.00
Analysis reference price unavailable
Analysis 2026-02-03 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$19.62
Analysis reference price unavailable
Analysis 2026-02-03 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$15.00
Analysis reference price unavailable
Analysis 2026-02-03 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$238.94M
Beta
0.79
Shares Out
11.93M
P/E (TTM)
9.9
P/S (TTM)
1.61
P/FCF (TTM)
8.99
Rev YoY
-3.4%
EPS YoY
-2.8%
Gross Margin
-
Op Margin
+13.7%
Net Debt
$167.56M
Current Ratio
0.10
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data