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MPB

Mid Penn BancorpC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Q3 organic deposits grew and management expects better loan growth and noninterest income in Q4. Branch closures may reduce expenses, but the expected savings remain to be demonstrated.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +3.2.
What can break
Acquisition effects complicate year-over-year growth comparisons, and no verified post-earnings analyst revisions are available.
Momentum
49
Value
55
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.00 · Bull $39.00 · Bear $27.00Analysis 2026-10-23; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-23 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-26

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $41.00
Why
Momentum49 · Δ7d -12.3
Value55 · Δ7d +3.2
Sentiment51 · Δ7d -17.6
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta +3.2.

Contradictions & invalidation

  • • Acquisition effects complicate year-over-year growth comparisons, and no verified post-earnings analyst revisions are available.
  • • Management described loan growth and noninterest income as softer than expected; its Q4 improvement expectation is unquantified. [#PR-2026-10-21]
  • • Sequential margin compression, soft loan growth and a rise in nonperforming loans to 0.65% of loans from 0.51% in Q2 weaken the near-term thesis.

Catalyst clock

2026-11-06

Post-earnings reassessment

Lead driver: Value · See fundamentals
Momentum
49
8% active weight
Current posture
7d trendSoftening
Δ7d
-12.3
Δ21d
-10.9
Value
55
47% active weight
Current posture
7d trendImproving
Δ7d
+3.2
Δ21d
+2.6
Sentiment
51
45% active weight
Current posture
7d trendSoftening
Δ7d
-17.6
Δ21d
-24.5
Why this grade

Composite grade C. Momentum 48.9 / Value 55.2 / Sentiment 50.7

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-23. Scenario method

B+
Bull case
25%
Probability
Target price
$39.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
Most likely
B
Base case
45%
Probability
Target price
$33.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$871.91M
Beta
0.55
Shares Out
25.34M
P/E (TTM)
12.8
P/S (TTM)
3.40
P/FCF (TTM)
17.44
Rev YoY
+24.4%
EPS YoY
+283.9%
Gross Margin
-
Op Margin
+25.4%
Net Debt
$12.68M
Current Ratio
0.03
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data