MNSB
MainStreet BancsharesANasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
The constructive case is modest rather than aggressive: fresh Q1 results showed NIM expansion, lower funding costs, deposit growth, continued loan growth, and buyback execution while the stock remains below reported book value. That combination can support a rerating toward the limited external target context near $26.25 if credit concerns stay contained.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +13.3.
What can break
Commercial real estate and broader local credit stress could keep nonperforming assets elevated or raise loss content despite management's confidence in collateral and guarantees.
Momentum
75
Value
54
Sentiment
59
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $26.00 · Bull $29.00 · Bear $21.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $26.25
Why
Momentum75 · Δ7d +13.3
Value54 · Δ7d -0.3
Sentiment59 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
75
34% active weight
Current posture
7d trendImproving
Δ7d
+13.3
Δ21d
-
Value
54
32% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
0.0
Sentiment
59
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 74.5 / Value 54.4 / Sentiment 58.9
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$165.34M
Beta
0.61
Shares Out
7.5M
P/E (TTM) · Derived
12.5
P/S (TTM)
2.06
P/FCF (TTM)
39.59
Rev YoY
-3.4%
EPS YoY
+1532.6%
Gross Margin
-
Op Margin
-9.4%
Net Debt
$25.49M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology