MFC

Manulife FinancialC

NYSE / Insurance

At close

2026-07-20

Current thesis

The Q1 print kept the medium-term thesis intact: Asia grew strongly, new business CSM rose across insurance segments, and management commentary in the stored earnings context reiterated the 18%+ core ROE goal for 2027 [#PR-EARNINGS-2026-05-15]. If Asia momentum and shareholder returns persist, the market can look through the mixed WAM and Canada noise.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -1.1.

What can break

Canada group insurance was hurt by higher long-term disability claims and lower recoveries in long-term disability business.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $40.80 · Bull $46.00 · Bear $31.50

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2026-06-02 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $42.30

Why

Momentum53 · Δ7d +5.5

Value49 · Δ7d -1.1

Sentiment48 · Δ7d -8.0

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+5.5

Δ21d

-14.3

Value

39% active weight

Current posture

7d trendSoftening

Δ7d

-1.1

Δ21d

-0.6

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-8.0

Δ21d

-8.6

Why this grade

Composite grade C. Momentum 53.1 / Value 49.3 / Sentiment 48.2

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$72.43B

Beta

0.89

Shares Out

1.67B

P/E (TTM)

16.1

P/S (TTM)

2.19

P/FCF (TTM)

3.11

Rev YoY

+6.8%

EPS YoY

+173.7%

Gross Margin

Op Margin

+18.8%

Net Debt

-$172.9M

Current Ratio

38.97

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology