MET

MetLifeC

NYSE / Insurance

At close

2026-07-18

Current thesis

The primary-source quarter was broadly strong: adjusted EPS growth, double-digit ex-PRT top-line growth, favorable underwriting in Group Benefits and RIS, strong Asia growth, and capital return above $1.1B support a constructive post-earnings read.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.8.

What can break

Commercial mortgage and office exposure remain a standing monitoring issue for life insurers despite management's disclosure that those balances have been reduced.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $90.00 · Bull $96.00 · Bear $72.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-09 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $97.40

Why

Momentum61 · Δ7d +15.3

Value49 · Δ7d -0.8

Sentiment48 · Δ7d -5.0

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+15.3

Δ21d

-2.9

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.8

Δ21d

-1.0

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-5.0

Δ21d

-9.6

Why this grade

Composite grade C. Momentum 60.9 / Value 49.0 / Sentiment 48.1

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$60.48B

Beta

0.76

Shares Out

643.44M

P/E (TTM)

15.4

P/S (TTM)

0.75

P/FCF (TTM)

4.17

Rev YoY

+2.7%

EPS YoY

+35.9%

Gross Margin

Op Margin

+8.4%

Net Debt

-$1.5B

Current Ratio

5.07

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology