MELI
MercadoLibreBNasdaq / Consumer Discretionary Distribution & Retail
Last Price
At close
2026-07-21
Current thesis
The bull read is that MercadoLibre is compounding both commerce and fintech at unusually high rates for its scale: fastest revenue growth in almost four years, accelerating Brazil engagement, strong TPV/GMV, rapid AUM and credit growth, and stable headline asset quality suggest the company may be buying future share at an attractive long-term return on investment.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
Credit monetization risk is elevated because NIMAL fell to 17.8% and management cited higher provisions in Brazil plus mix shift toward lower-spread credit card balances, even with 15-90 day NPL broadly stable at 8.0% [#8-K-2026-05-07].
Momentum
73
Value
53
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $2,050.00 · Bull $2,450.00 · Bear $1,600.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-08 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $2,243.59
Why
Momentum73 · Δ7d +24.3
Value53 · Δ7d +0.3
Sentiment53 · Δ7d -1.6
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
73
26% active weight
Current posture
7d trendImproving
Δ7d
+24.3
Δ21d
+51.5
Value
53
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
-0.5
Sentiment
53
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.6
Δ21d
-13.9
Why this grade
Composite grade B. Momentum 72.6 / Value 53.3 / Sentiment 52.5
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$92.9B
Beta
1.44
Shares Out
50.7M
P/E (TTM)
52.4
P/S (TTM)
4.16
P/FCF (TTM)
12.65
Rev YoY
+49.0%
EPS YoY
-15.6%
Gross Margin
+43.9%
Op Margin
+12.0%
Net Debt
-$1B
Current Ratio
1.16
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology