MELI
MercadoLibreBNasdaq / Consumer Discretionary Distribution & Retail
Last Price
At close
2026-07-20
Current thesis
The bull read is that MercadoLibre is compounding both commerce and fintech at unusually high rates for its scale: fastest revenue growth in almost four years, accelerating Brazil engagement, strong TPV/GMV, rapid AUM and credit growth, and stable headline asset quality suggest the company may be buying future share at an attractive long-term return on investment.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.2.
What can break
Credit monetization risk is elevated because NIMAL fell to 17.8% and management cited higher provisions in Brazil plus mix shift toward lower-spread credit card balances, even with 15-90 day NPL broadly stable at 8.0% [#8-K-2026-05-07].
Momentum
71
Value
53
Sentiment
50
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $2,050.00 · Bull $2,450.00 · Bear $1,600.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-08 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $2,246.77
Why
Momentum71 · Δ7d +25.9
Value53 · Δ7d +0.2
Sentiment50 · Δ7d -1.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
71
26% active weight
Current posture
7d trendFlat
Δ7d
+25.9
Δ21d
+53.1
Value
53
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
-0.5
Sentiment
50
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.8
Δ21d
-10.8
Why this grade
Composite grade B. Momentum 71.2 / Value 53.0 / Sentiment 50.1
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$92.9B
Beta
1.44
Shares Out
50.7M
P/E (TTM)
52.4
P/S (TTM)
4.16
P/FCF (TTM)
12.65
Rev YoY
+49.0%
EPS YoY
-15.6%
Gross Margin
+43.9%
Op Margin
+12.0%
Net Debt
-$1B
Current Ratio
1.16
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology