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MBIN

Merchants BancorpC
Nasdaq / Financial Services
Last Price
At close
2026-07-21
View Chart
Current thesis
Sustained loan growth and NIM expansion drive earnings beats and multiple re-rating toward regional highs; catalysts and M&A chatter could push price toward analyst-high levels.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-28 · AMC.
What can break
Analyst downgrades or sector multiple contraction
Momentum
59
Value
58
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $42.64 · Bull $51.17 · Bear $38.38
Earnings
2026-07-28 · AMC
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-03 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $53.50
Why
Momentum59 · Δ7d -2.6
Value58 · Δ7d -0.1
Sentiment47 · Δ7d -4.6
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
59
26% active weight
Current posture
7d trendSoftening
Δ7d
-2.6
Δ21d
-21.2
Value
58
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.4
Sentiment
47
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.6
Δ21d
-1.0
Why this grade

Composite grade C. Momentum 58.8 / Value 57.5 / Sentiment 46.6

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$2.25B
Beta
1.27
Shares Out
45.94M
P/E (TTM)
7.9
P/S (TTM)
2.29
P/FCF (TTM) · Derived
-2.02
Rev YoY
-4.5%
EPS YoY
+34.6%
Gross Margin
-
Op Margin
+46.1%
Net Debt
$3.83B
Current Ratio
0.05
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology