LSBK
Lake Shore BancorpBNasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
The T+1 earnings read is directionally constructive: Q1 profit rose sharply year over year, NIM expanded, efficiency improved, non-performing assets remained low, and management said the bank stayed well capitalized [#8-K-2026-04-22]. With book value at $18.11 per share and the anchor price at $15.89, the stock still trades below stated book value.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
Management explicitly cited intense competition and a challenging loan-pricing environment, which can cap loan growth and compress spreads if pricing discipline weakens [#8-K-2026-04-22].
Momentum
80
Value
48
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $15.25 · Bull $17.25 · Bear $13.75
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Why
Momentum80 · Δ7d -
Value48 · Δ7d -0.3
Sentiment51 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
80
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
48
32% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-0.1
Sentiment
51
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 79.8 / Value 48.1 / Sentiment 50.7
Fundamentals (TTM)As of 2026-06-01
Fundamentals (TTM)
As of 2026-06-01
Market Cap
$122.52M
Beta
0.32
Shares Out
7.83M
P/E (TTM)
16.4
P/S (TTM)
4.27
P/FCF (TTM)
15.81
Rev YoY
+5.6%
EPS YoY
+83.0%
Gross Margin
-
Op Margin
+30.3%
Net Debt
-$2.71M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology