LMND
LemonadeBNYSE / Insurance
Last Price
At close
2026-07-22
Current thesis
Sustained top-line growth, margin expansion via scale and improved loss ratios, and market multiple re-rating toward growth-insurer peers could push price toward the high analyst target.
Posture
Constructive
Lead driver
Momentum
What changed
Next scheduled catalyst: earnings 2026-07-29 · BMO.
What can break
Reduced reinsurance capacity or higher reinsurance pricing
Momentum
84
Value
39
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $69.31 · Bull $102.90 · Bear $30.00
Earnings
2026-07-29 · BMO
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-17 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $64.22
Why
Momentum84 · Δ7d -2.2
Value39 · Δ7d +0.3
Sentiment54 · Δ7d +1.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
84
26% active weight
Current posture
7d trendSoftening
Δ7d
-2.2
Δ21d
+24.1
Value
39
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
+0.5
Sentiment
54
34% active weight
Current posture
7d trendImproving
Δ7d
+1.5
Δ21d
-6.8
Why this grade
Composite grade B. Momentum 83.6 / Value 39.0 / Sentiment 54.4
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$5.27B
Beta
2.02
Shares Out
76.82M
P/E (TTM) · Derived
-30.7
P/S (TTM)
8.72
P/FCF (TTM) · Derived
264.43
Rev YoY
+88.6%
EPS YoY
-45.2%
Gross Margin
-
Op Margin
-27.0%
Net Debt
-$214.7M
Current Ratio
2.41
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology