LMND
LemonadeFNYSE / Insurance
Last Price
At close
2026-06-02
Current thesis
Sustained top-line growth, margin expansion via scale and improved loss ratios, and market multiple re-rating toward growth-insurer peers could push price toward the high analyst target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -1.2.
What can break
Reduced reinsurance capacity or higher reinsurance pricing
Momentum
14
Value
37
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $69.31 · Bull $102.90 · Bear $30.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-17 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $65.22
Why
Momentum14 · Δ7d +3.4
Value37 · Δ7d -1.0
Sentiment60 · Δ7d -1.2
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
14
34% active weight
Current posture
7d trendImproving
Δ7d
+3.4
Δ21d
-5.7
Value
37
32% active weight
Current posture
7d trendSoftening
Δ7d
-1.0
Δ21d
-0.8
Sentiment
60
33% active weight
Current posture
7d trendSoftening
Δ7d
-1.2
Δ21d
+1.1
Why this grade
Composite grade F. Momentum 14.2 / Value 36.8 / Sentiment 59.6
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$4.46B
Beta
2.02
Shares Out
74.73M
P/E (TTM) · Derived
-26.7
P/S (TTM)
8.72
P/FCF (TTM) · Derived
-132.66
Rev YoY
+42.4%
EPS YoY
+46.9%
Gross Margin
-
Op Margin
-27.0%
Net Debt
-$292.6M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology