LIFE
EthosBNasdaq / Insurance
Last Price
At close
2026-07-21
Current thesis
The strongest support remains the May 2026 company-reported growth step-up: triple-digit revenue growth, positive adjusted EBITDA, strong direct-channel momentum, and a higher full-year outlook together argue Ethos is scaling faster than many investors expected.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
As a smaller financials name, the stock can remain volatile if execution slips on direct-channel marketing efficiency, product mix, or carrier/distribution expansion.
Momentum
65
Value
52
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $20.00 · Bull $23.00 · Bear $14.50
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-06-11 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $27.38
Why
Momentum65 · Δ7d +13.4
Value52 · Δ7d +0.3
Sentiment56 · Δ7d +1.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
65
26% active weight
Current posture
7d trendImproving
Δ7d
+13.4
Δ21d
+28.6
Value
52
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
+0.3
Sentiment
56
34% active weight
Current posture
7d trendImproving
Δ7d
+1.1
Δ21d
-1.9
Why this grade
Composite grade B. Momentum 65.0 / Value 51.8 / Sentiment 55.7
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$1.17B
Beta
-
Shares Out
62.99M
P/E (TTM) · Derived
16.3
P/S (TTM)
-
P/FCF (TTM)
-
Rev YoY
+103.5%
EPS YoY
-1501.9%
Gross Margin
+97.0%
Op Margin
-
Net Debt
-$99.36M
Current Ratio
1.67
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology

