LFT

Lument Finance TrustA

NYSE / Financial Services

At close

2026-07-18

Current thesis

The main bull case is that LFT is trading far below reported Q1 book value per common share of $2.97, so even modest credit improvement, lower reserve pressure, or better distributable-earnings coverage could support a sharp percentage rerating from a $0.98 anchor price [#10-Q-2026-05-15].

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite.

What can break

Credit loss reserves remain meaningful, with book value including an estimated CECL allowance of about $19.5 million, limiting how much of the book-value discount should be treated as excess upside [#10-Q-2026-05-15].

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $1.00 · Bull $1.45 · Bear $0.70

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-03 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $2.67

Why

Momentum90 · Δ7d -

Value40 · Δ7d +0.1

Sentiment60 · Δ7d -

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

+0.5

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade A. Momentum 89.6 / Value 40.1 / Sentiment 59.5

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$48.52M

Beta

0.75

Shares Out

52.44M

P/E (TTM)

14.0

P/S (TTM)

0.81

P/FCF (TTM)

10.54

Rev YoY

-5.6%

EPS YoY

-42.6%

Gross Margin

+90.4%

Op Margin

+11.2%

Net Debt

$961.48M

Current Ratio

4.60

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology