LC

LendingClubB

NYSE / Financial Services

At close

2026-06-02

Current thesis

The most constructive reading is that Q1 showed accelerating originations, higher net interest margin, sharply lower provision expense, continued credit outperformance, strong capital ratios, and maintained full-year EPS guidance, all supported by company filings rather than only news headlines.

Posture

Constructive

Lead driver

Momentum

What changed

5 setup hits (3d) with net bullish as of 2026-06-02.

What can break

Credit performance remains the core swing factor; management and filings point to loan performance, default rates, and broader economic conditions as material risks.

Momentum

Value

Sentiment

Setup hits (3d)

5 · Net Bullish

AI TargetsBase $18.50 · Bull $22.00 · Bear $14.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-28 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Bullish

Target $24.20

Why

Momentum67 · Δ7d +22.2

Value53 · Δ7d -2.0

Sentiment55 · Δ7d -14.7

So what

Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendImproving

Δ7d

+22.2

Δ21d

-13.9

Value

32% active weight

Current posture

7d trendSoftening

Δ7d

-2.0

Δ21d

-1.6

Sentiment

33% active weight

Current posture

7d trendSoftening

Δ7d

-14.7

Δ21d

-2.9

Why this grade

Composite grade B. Momentum 66.6 / Value 53.1 / Sentiment 54.6

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$2.12B

Beta

2.09

Shares Out

115.3M

P/E (TTM)

22.8

P/S (TTM)

2.46

P/FCF (TTM) · Derived

-1.00

Rev YoY

+31.9%

EPS YoY

+195.2%

Gross Margin

+25.7%

Op Margin

+14.5%

Net Debt

$8.11B

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology