B+
Bull case
25%
Probability
Target price
$38.00
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
LARK
Landmark BancorpBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Record Q2 revenue, higher EPS, 10.2% year-over-year net interest income growth, improving deposit costs, loan growth in commercial and agricultural portfolios, and stronger capital support a cautiously positive operating trajectory. [#SEC-8K-2026-07-29]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Commercial and agricultural loan growth depends on execution in competitive markets and may not offset residential mortgage runoff.
Momentum
97
Value
63
Sentiment
64
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.50 · Bull $38.00 · Bear $26.50Analysis 2026-08-03; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-03 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $34.50
Why
Momentum97 · Δ7d -
Value63 · Δ7d 0.0
Sentiment64 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite.
Contradictions & invalidation
- • Commercial and agricultural loan growth depends on execution in competitive markets and may not offset residential mortgage runoff.
- • Net interest margin declined sequentially despite year-over-year improvement; funding and rate conditions could weaken the earnings trajectory.
- • Nonperforming loans increased during the quarter and management described them as higher than desired.
Catalyst clock
2026-07-29
Q2 earnings showed stronger profitability and capital
Lead driver: Sentiment · See AI snapshot
Momentum
97
9% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
63
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-7.2
Sentiment
64
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 97.4 / Value 63.1 / Sentiment 63.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-03. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$33.50
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$26.50
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$195.16M
Beta
0.29
Shares Out
6.1M
P/E (TTM)
9.0
P/S (TTM)
2.30
P/FCF (TTM)
12.59
Rev YoY
+2.6%
EPS YoY
+21.9%
Gross Margin
-
Op Margin
+25.7%
Net Debt
$12.74M
Current Ratio
0.03
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data