B+
Bull case
20%
Probability
Target price
$10.75
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
KRNY
Kearny FinancialCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$9.65
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$8.15
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-27
Recent news sentiment (30D)
+24.7
Positive
Company
-
Unavailable
Macro
+24.7
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+59.6
Score
AI commentary
News tone is mixed: the company reported strong FY26 improvement and strategic progress, while Q4 adjusted EPS missed consensus and the deterministic prior is negative across 5- to 120-day horizons. Social, options, short-interest, employee, analyst-revision, and verified post-release price-reaction data are unavailable; zeros indicate unavailable rather than neutral evidence.
RankAlpha Sentiment Codex - 2026-07-27
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-23eventMixed FY26 earnings follow-upMedium impact
FY26 net income rose 39% to $36.3 million, but Q4 net income declined sequentially to $7.2 million. Adjusted EPS was reported at $0.15 versus a $0.17 Zacks consensus estimate, while one-time tax, severance, and OREO costs affected the quarter. [#SEC-8K-2026-07-23]
2026-08-26catalystQuarterly dividend paymentMedium impact
The board declared a $0.11 quarterly cash dividend payable August 26, 2026, to shareholders of record August 12, 2026. [#SEC-8K-2026-07-23]
2027-07-27catalystCommercial balance-sheet remix and margin expansionHigh impact
Management reported a 30-basis-point FY26 net interest margin expansion to 2.18%, growth in commercial and industrial, construction, and home-equity loans, and a strategic reduction in multifamily exposure. Management cited low-coupon loan repricing as a potential FY27 tailwind, but execution remains unproven. [#SEC-8K-2026-07-23]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-27 • Updated nightlySource: Internal modelMethodology