JKHY

It has been about a month since the last earnings report for Jack Henry (JKHY). Shares have lost about 6.8% in that time frame, underperforming the S&P 500. Will the recent negative trend continue leading up to its next earnings release, or is Jack Henry due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its most recent earnings report in order to get a better handle on the important catalysts. Jack Henry & Associates delivered third-quarter fiscal 2026 earnings of $1.71 per diluted share, which improved 12.5% year over year and beat the Zacks Consensus Estimate by 19.58%. Revenues rose 8.7% year over year to $636 million, surpassing the consensus mark by 3.4%. After adjusting for deconversion revenues of $18.7 million and revenues from the acquisition of $1.7 million, non-GAAP revenues were $615.9 million, up 7.3% year over year. JKHY’s third-quarter results reflected continued expansion in cloud-related processing and hosting activity, and management highlighted 15 competitive core wins, its best third quarter for new core wins in seven years. Services and Support revenues increased 10.4% year over year to $365.1 million, boosted by growth in data processing and hosting, including private and public cloud revenue growth. Processing revenues rose 6.6% to $271.1 million, driven by higher digital and transaction revenues, card revenues and faster payments revenues. Services and Support accounted for 57.4% of total revenues, while Processing contributed the remaining 42.6%. Segment-wise, revenues from the Core segment (30% of total revenues) in the third quarter of fiscal 2026 were $195.4 million, up 9.2% year over year. Revenues from Payments (37.5% of total revenues) were $232.7 million, which rose 7% year over year. Revenues from Complementary (29.3% of total revenues) were $187.5 million, up 8.7% year over year. Revenues from Corporate and Other (3.2% of total revenues) were $20.6 million, up 27.5% year over year. In the fiscal third quarter, revenue growth was supported by contributions from each of the company’s major operating segments. Core, Payments and Complementary solutions all posted higher revenues compared with the prior-year period, underscoring balanced customer spending across Jack Henry’s product portfolio. Corporate and Other also contributed to total sales, while the segme...

Jack Henry’s third quarter results were met with a negative market reaction despite the company surpassing Wall Street’s revenue and profit expectations. Management attributed the performance to robust sales momentum, with 17 new competitive core wins—its strongest showing in seven years—and a notable uptick in deals involving digital banking and card solutions. CEO Greg Adelson highlighted that the company’s integrated platform and a disciplined focus on customer service continue to differentiate Jack Henry in a competitive environment. Adelson also noted, “We are building things that nobody else is building, and we’re doing it at a level of execution that nobody else is doing.” Is now the time to buy JKHY? Find out in our full research report (it’s free). Revenue: $615.9 million vs analyst estimates of $608.1 million (7.3% year-on-year growth, 1.3% beat) EPS (GAAP): $1.71 vs analyst estimates of $1.49 (14.7% beat) Adjusted EBITDA: $194.4 million vs analyst estimates of $187.7 million (31.6% margin, 3.6% beat) The company slightly lifted its revenue guidance for the full year to $2.53 billion at the midpoint from $2.52 billion EPS (GAAP) guidance for the full year is $6.83 at the midpoint, beating analyst estimates by 1.5% Operating Margin: 25.2%, up from 24.2% in the same quarter last year Market Capitalization: $10.21 billion While we enjoy listening to the management's commentary, our favorite part of earnings calls are the analyst questions. Those are unscripted and can often highlight topics that management teams would rather avoid or topics where the answer is complicated. Here is what has caught our attention. Vasundhara Govil (KBW): Asked about the drivers behind core wins and whether competitor consolidation is a tailwind. CEO Greg Adelson explained most wins came from a single competitor but noted that product innovation and sales momentum were the main factors, with some benefit from industry changes. Peter Heckmann (D.A. Davidson): Inquired about readiness for Anthropic’s Mythos cybersecurity platform. Adelson and CFO Mimi Carsley explained Jack Henry’s proactive engagement and investments in cybersecurity, emphasizing readiness and industry collaboration. Tyler DuPont (Wells Fargo): Questioned the sustainability of elevated core wins and the outlook for free cash flow. Adelson expressed confidence in exceeding last year’s totals but highlighted...

The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Jack Henry (NASDAQ:JKHY) and the rest of the payment processing stocks fared in Q1. Payment processors facilitate transactions between merchants, consumers, and financial institutions. Growth comes from e-commerce expansion, declining cash usage globally, and value-added services beyond basic processing. Headwinds include margin pressure from merchant negotiating power, rapid technological change requiring investment, and emerging competition from technology companies entering the payments ecosystem. The 4 payment processing stocks we track reported a satisfactory Q1. As a group, revenues beat analysts’ consensus estimates by 0.7%. Amidst this news, share prices of the companies have had a rough stretch. On average, they are down 8.1% since the latest earnings results. Founded in 1976 by two entrepreneurs who saw the need for specialized banking software in the early days of financial computing, Jack Henry & Associates (NASDAQ:JKHY) provides technology solutions that help banks and credit unions innovate, differentiate, and compete while serving the evolving needs of their accountholders. Jack Henry reported revenues of $615.9 million, up 7.3% year on year. This print exceeded analysts’ expectations by 1.3%. Overall, it was a strong quarter for the company with a beat of analysts’ EPS and EBITDA estimates. The stock is down 2.4% since reporting and currently trades at $145.71. We think Jack Henry is a good business, but is it a buy today? Read our full report here, it’s free. Operating one of Latin America's leading PIN debit networks called ATH, EVERTEC (NYSE:EVTC) is a payment transaction processor and financial technology provider that enables merchants and financial institutions across Latin America and the Caribbean to accept and process electronic payments. EVERTEC reported revenues of $247.9 million, up 8.4% year on year, falling short of analysts’ expectations by 0.6%. However, the business still had a strong quarter with full-year revenue guidance exceeding analysts’ expectations. EVERTEC delivered the highest full-year guidance raise among its peers. Although it had a fine quarter compared to its peers, the market seems unhappy with the results as the stock is down 13.3% since repo...

MONETT, Mo., May 11, 2026 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) today announced its Board of Directors maintained its quarterly cash dividend of $.61 per share. The cash dividend on its common stock, par value $.01 per share, is payable on June 19, 2026, to stockholders of record as of June 1, 2026. Jack Henry has paid consecutive quarterly dividends since 1991, and 2025 marked the 22nd consecutive year of an increasing dividend. About Jack Henry & Associates, Inc.® Jack Henry® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at jackhenry.com. Statements made in this news release that are not historical facts are "forward-looking statements." Because forward-looking statements relate to the future, they are subject to inherent risks and uncertainties that could cause actual results to differ materially from those expressed or implied by such statements. Such risks and uncertainties include, but are not limited to, those discussed in the Company's Securities and Exchange Commission filings, including the Company's most recent reports on Form 10-K and Form 10-Q, particularly under the heading "Risk Factors." Any forward-looking statement made in this news release speaks only as of the date of the news release, and the Company expressly disclaims any obligation to publicly update or revise any forward-looking statement, whether because of new information, future events or otherwise. View original content to download multimedia:https://www.prnewswire.com/news-releases/jack-henry-announces-regular-quarterly-dividend-302767671.html

Record Q3: Jack Henry posted non‑GAAP revenue of $616M (+7.3% YoY) and raised fiscal‑2026 revenue and EPS guidance (GAAP revenue growth 6.1–6.6%, non‑GAAP 6.6–7.1%; GAAP EPS $6.78–$6.87), while cautioning that Q4 revenue is likely to be below current analyst consensus. Core wins and cross‑sell accelerating: The company logged 17 core wins in Q3 (five >$1B) and 43 YTD, expects "north of 51" wins for the year, and is seeing a higher share of high‑value "trifecta" deals—58% of core wins now include digital and card solutions. Product traction and cash strength: Jack Henry is scaling AI (nearly 100 internal tools), advancing a USDC stablecoin pilot and SMB products like Tap2Local (>700 banks live) and Rapid Transfers (>110 live), while generating strong cash flow (Q3 operating cash flow $186M, up 72%) and $284M of buybacks YTD. Interested in Jack Henry & Associates, Inc.? Here are five stocks we like better. MarketBeat Week in Review – 04/20 - 04/24 Jack Henry & Associates (NASDAQ:JKHY) reported what executives described as “record” third-quarter fiscal 2026 results and raised full-year guidance for the third consecutive time, citing strong sales momentum, growth in recurring revenue, and continued client demand for technology investment. President and CEO Greg Adelson said the company delivered non-GAAP revenue of $616 million, up 7.3% year-over-year, with a non-GAAP operating margin of 22.9%, “on par with last year's Q3.” CFO and Treasurer Mimi Carsley added that GAAP revenue increased 9% in the quarter, while non-GAAP revenue increased 7% for the quarter and 8% year-to-date. → 3 Emerging Markets ETFs to Maximize Exposure to High-Potential Countries The Quiet Infrastructure Play on Small-Bank Survival Carsley noted third-quarter deconversion revenue of approximately $19 million, up about $9 million year-over-year, reflecting what she called a “steady pace of M&A activity among financial institutions.” She emphasized that deconversion revenue “can vary greatly quarter-to-quarter” and said industry consolidation remains “largely neutral to slightly positive” for Jack Henry. For fiscal 2026, Carsley said Jack Henry increased deconversion revenue guidance to $37 million and lifted full-year GAAP revenue growth guidance to 6.1% to 6.6%. The company also tightened non-GAAP revenue growth guidance to 6.6% to 7.1%. → The Real SpaceX Play: 5 Chip Stocks Powering the IP...

Image source: The Motley Fool. May 6, 2026 President and Chief Executive Officer — Gregory Adelson Chief Financial Officer — Mimi Carsley Operator Need a quote from a Motley Fool analyst? Email [email protected] Gregory Adelson: Thank you, Vance. Good morning, and thank you for joining today's call. As always, I want to begin by recognizing our associates for their hard work and dedication. They consistently go above and beyond to serve our clients and drive our success. I will share 3 key takeaways from the quarter and will then provide additional detail on our overall business. First, our financial performance. We produced record third quarter results with non-GAAP revenue of $616 million, up 7.3% over last year's third quarter. Our non-GAAP operating margin was a strong 22.9% on par with last year's Q3. Second, our sales performance. Our sales and marketing team delivered an outstanding quarter with 17 competitive core wins, including 5 institutions with more than $1 billion in assets. This represents our strongest third quarter for new core wins in 7 years and ties our best third quarter ever in over $1 billion wins. Year-to-date, we have won 43 core deals, 11 of which are institutions over $1 billion. That's up from 28 wins and 8 over $1 billion at this point last year. Based on our strong momentum, we are highly confident that we will exceed the 51 core wins achieved last year. Third, our higher-value core wins. We continue to see a higher number of trifecta solution wins. So far this year, 25 of our core wins or 58% of the total have included digital banking and card solutions. At this time last year, we only had 8 core deals that included digital banking and card solutions, just 29% of the total won. This healthy growth in trifecta wins reinforces the strength of our integrated platform and supports deeper, more valuable client relationships. Now turning to our broader business. I will begin with our use of artificial intelligence, followed by updates on several innovative solutions and specific products. As I have shared at recent investor conferences, we view AI as a significant strategic opportunity and have been operating and expanding our capabilities for more than 3.5 years by establishing strong governance processes that support a responsible, bold and balanced approach. Today, close to 100 AI tools are approved for internal use, ranging from genera...

Jack Henry & Associates, Inc. JKHY delivered third-quarter fiscal 2026 earnings of $1.71 per diluted share, which improved 12.5% year over year and beat the Zacks Consensus Estimate by 19.58%. Revenues rose 8.7% year over year to $636 million, surpassing the consensus mark by 3.4%. After adjusting for deconversion revenues of $18.7 million and revenues from the acquisition of $1.7 million, non-GAAP revenues were $615.9 million, up 7.3% year over year. JKHY’s third-quarter results reflected continued expansion in cloud-related processing and hosting activity, and management highlighted 15 competitive core wins, its best third quarter for new core wins in seven years. Jack Henry & Associates surpassed the Zacks Consensus Estimate for earnings in each of the preceding four quarters, the average surprise being 19.96%. Jack Henry & Associates, Inc. price-consensus-eps-surprise-chart | Jack Henry & Associates, Inc. Quote Services and Support revenues increased 10.4% year over year to $365.1 million, boosted by growth in data processing and hosting, including private and public cloud revenue growth. Processing revenues rose 6.6% to $271.1 million, driven by higher digital and transaction revenues, card revenues and faster payments revenues. Services and Support accounted for 57.4% of total revenues, while Processing contributed the remaining 42.6%. Segment-wise, revenues from the Core segment (30% of total revenues) in the third quarter of fiscal 2026 were $195.4 million, up 9.2% year over year. Revenues from Payments (37.5% of total revenues) were $232.7 million, which rose 7% year over year. Revenues from Complementary (29.3% of total revenues) were $187.5 million, up 8.7% year over year. Revenues from Corporate and Other (3.2% of total revenues) were $20.6 million, up 27.5% year over year. In the fiscal third quarter, revenue growth was supported by contributions from each of the company’s major operating segments. Core, Payments and Complementary solutions all posted higher revenues compared with the prior-year period, underscoring balanced customer spending across Jack Henry’s product portfolio. Corporate and Other also contributed to total sales, while the segment mix continued to tilt toward Payments and other transaction-driven offerings. The diversified revenue base helped the company absorb pockets of timing-related variability and still post an above-con...

Jack Henry (JKHY) came out with quarterly earnings of $1.71 per share, beating the Zacks Consensus Estimate of $1.43 per share. This compares to earnings of $1.52 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +19.37%. A quarter ago, it was expected that this payment processsing company would post earnings of $1.43 per share when it actually produced earnings of $1.72, delivering a surprise of +20.28%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Jack Henry, which belongs to the Zacks Computers - IT Services industry, posted revenues of $636.25 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 3.40%. This compares to year-ago revenues of $585.09 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Jack Henry shares have lost about 16.4% since the beginning of the year versus the S&P 500's gain of 5.2%. While Jack Henry has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Jack Henry was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank...

MONETT, Mo. (AP) — MONETT, Mo. (AP) — Jack Henry & Associates Inc. (JKHY) on Tuesday reported fiscal third-quarter earnings of $122.9 million. On a per-share basis, the Monett, Missouri-based company said it had profit of $1.71. The results surpassed Wall Street expectations. The average estimate of four analysts surveyed by Zacks Investment Research was for earnings of $1.43 per share. The payment processsing company posted revenue of $636.2 million in the period, which also beat Street forecasts. Five analysts surveyed by Zacks expected $615.3 million. Jack Henry expects full-year earnings to be $6.78 to $6.87 per share, with revenue in the range of $2.52 billion to $2.53 billion. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on JKHY at https://www.zacks.com/ap/JKHY

Jack Henry & Associates (JKHY) reported fiscal Q3 earnings late Tuesday of $1.71 per diluted share,

For the quarter ended March 2026, Jack Henry (JKHY) reported revenue of $636.25 million, up 8.7% over the same period last year. EPS came in at $1.71, compared to $1.52 in the year-ago quarter. The reported revenue represents a surprise of +3.4% over the Zacks Consensus Estimate of $615.3 million. With the consensus EPS estimate being $1.43, the EPS surprise was +19.37%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Jack Henry performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenue- Core: $195.45 million versus the four-analyst average estimate of $188.44 million. The reported number represents a year-over-year change of +8.2%. Revenue- Corporate & Other: $20.59 million compared to the $19.31 million average estimate based on four analysts. The reported number represents a change of +5.7% year over year. Revenue- Complementary: $187.49 million versus $178.42 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +12% change. Revenue- Payments: $232.72 million versus $228.62 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +7% change. Segment Income- Core: $114.24 million compared to the $108.98 million average estimate based on two analysts. Segment Income- Corporate & Other: $-70.33 million versus $-64.75 million estimated by two analysts on average. Segment Income- Complementary: $115.3 million versus $106.95 million estimated by two analysts on average. Segment Income- Payments: $113.12 million versus $104.61 million estimated by two analysts on average. View all Key Company Metrics for Jack Henry here>>> Shares of Jack Henry have returned -3.5% over the past month versus the Zacks S&P 500 composite's +9.5% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want t...

Third quarter summary: GAAP revenue increased 8.7% and GAAP operating income increased 11.8% for the fiscal three months ended March 31, 2026, compared to the prior fiscal year quarter. Non-GAAP adjusted revenue increased 7.3% and non-GAAP adjusted operating income increased 7.3% for the fiscal three months ended March 31, 2026, compared to the prior fiscal year quarter.1 GAAP EPS was $1.71 per diluted share for the fiscal three months ended March 31, 2026, compared to $1.52 per diluted share in the prior fiscal year quarter representing growth of 12.2%. Stock repurchases for the fiscal three months ended March 31, 2026, were $159 million at an average of $162 per share. Fiscal year-to-date summary: GAAP revenue increased 8.0% and GAAP operating income increased 20.6% for the fiscal year-to-date period ended March 31, 2026, compared to the prior fiscal year-to-date period. Non-GAAP adjusted revenue increased 7.6% and non-GAAP adjusted operating income increased 16.7% for the fiscal year-to-date period ended March 31, 2026, compared to the prior fiscal year-to-date period.1 GAAP EPS was $5.41 per diluted share for the fiscal year-to-date period ended March 31, 2026, compared to $4.49 per diluted share in the prior fiscal year-to-date period representing growth of 20.4%. Cash and cash equivalents were $20.6 million at March 31, 2026, and $39.9 million at March 31, 2025. Debt outstanding for credit facilities was $90 million at March 31, 2026, and $170 million at March 31, 2025. Stock repurchases for fiscal year-to-date period ended March 31, 2026, were $284 million at an average of $160 per share. Full year fiscal 2026 guidance (Dollars in millions):3 MONETT, Mo., May 5, 2026 /PRNewswire/ -- Jack Henry & Associates, Inc. (Nasdaq: JKHY), a leading financial technology provider, today announced results for fiscal third quarter ended March 31, 2026. Operating Results Revenue, operating expenses, operating income, and net income for the fiscal three and nine months ended March 31, 2026, compared to the fiscal three and nine months ended March 31, 2025, were as follows: Services and support revenue increased for the fiscal three months ended March 31, 2026, primarily driven by growth in data processing and hosting revenue within private and public cloud revenue of 9.4% and higher deconversion revenue by $9,021. Processing revenue increased for the fiscal three mont...