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IMXI

International Money ExpressC
Nasdaq / Financial Services
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2026-08-10
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Earnings documents stored for IMXI.

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Investor releaseQuarter not tagged2026-08-10

International Money Express: Q2 Earnings Snapshot

Associated Press

MIAMI (AP) — MIAMI (AP) — International Money Express, Inc. (IMXI) on Monday reported net income of $4.2 million in its second quarter. On a per-share basis, the Miami-based company said it had net income of 14 cents. Earnings, adjusted for one-time gains and costs, came to 23 cents per share. The company posted revenue of $131.2 million in the period. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IMXI at https://www.zacks.com/ap/IMXI

Investor releaseQuarter not tagged2026-05-11

International Money Express: Q1 Earnings Snapshot

Associated Press

MIAMI (AP) — MIAMI (AP) — International Money Express, Inc. (IMXI) on Monday reported net income of $511,000 in its first quarter. On a per-share basis, the Miami-based company said it had profit of 2 cents. Earnings, adjusted for one-time gains and costs, were 13 cents per share. The company posted revenue of $122 million in the period. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IMXI at https://www.zacks.com/ap/IMXI

Investor releaseQuarter not tagged2026-03-07

International Money Express: Q4 Earnings Snapshot

Associated Press Finance

MIAMI (AP) — MIAMI (AP) — International Money Express, Inc. (IMXI) on Friday reported earnings of $8.9 million in its fourth quarter. On a per-share basis, the Miami-based company said it had net income of 29 cents. Earnings, adjusted for stock option expense and non-recurring costs, were 41 cents per share. The company posted revenue of $147.4 million in the period. For the year, the company reported profit of $32.7 million, or $1.08 per share. Revenue was reported as $607.8 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IMXI at https://www.zacks.com/ap/IMXI

Investor releaseQuarter not tagged2025-11-11

International Money Express: Q3 Earnings Snapshot

Associated Press Finance

MIAMI (AP) — MIAMI (AP) — International Money Express, Inc. (IMXI) on Monday reported earnings of $5 million in its third quarter. On a per-share basis, the Miami-based company said it had profit of 17 cents. Earnings, adjusted for one-time gains and costs, came to 38 cents per share. The company posted revenue of $154.9 million in the period. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IMXI at https://www.zacks.com/ap/IMXI

Investor releaseQuarter not tagged2025-11-11

International Money Express (IMXI) Q3 Earnings and Revenues Lag Estimates

Zacks
International Money Express (IMXI) came out with quarterly earnings of $0.38 per share, missing the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.61 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -29.63%. A quarter ago, it was expected that this company would post earnings of $0.49 per share when it actually produced earnings of $0.51, delivering a surprise of +4.08%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. International Money Express, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $154.92 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 5.16%. This compares to year-ago revenues of $171.95 million. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. International Money Express shares have lost about 27.3% since the beginning of the year versus the S&P 500's gain of 14.4%. While International Money Express has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for International Money Express was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the…Read full document

International Money Express (IMXI) came out with quarterly earnings of $0.38 per share, missing the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.61 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -29.63%. A quarter ago, it was expected that this company would post earnings of $0.49 per share when it actually produced earnings of $0.51, delivering a surprise of +4.08%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. International Money Express, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $154.92 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 5.16%. This compares to year-ago revenues of $171.95 million. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. International Money Express shares have lost about 27.3% since the beginning of the year versus the S&P 500's gain of 14.4%. While International Money Express has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for International Money Express was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.53 on $160.85 million in revenues for the coming quarter and $1.93 on $629.7 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the bottom 35% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, Ryvyl (RVYL), has yet to report results for the quarter ended September 2025. This company is expected to post quarterly loss of $0.13 per share in its upcoming report, which represents a year-over-year change of +75.5%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Ryvyl's revenues are expected to be $3 million, down 76.2% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report INTERNATIONAL MONEY EXPRESS, INC. (IMXI) : Free Stock Analysis Report Ryvyl Inc. (RVYL) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Investor releaseQuarter not tagged2025-11-11

Here's What Key Metrics Tell Us About International Money Express (IMXI) Q3 Earnings

Zacks

For the quarter ended September 2025, International Money Express (IMXI) reported revenue of $154.92 million, down 9.9% over the same period last year. EPS came in at $0.38, compared to $0.61 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $163.35 million, representing a surprise of -5.16%. The company delivered an EPS surprise of -29.63%, with the consensus EPS estimate being $0.54. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how International Money Express performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenue- Other income: $4.85 million versus $2.35 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +42.9% change. Revenue- Foreign exchange gain, net: $22.28 million versus $24.4 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -7% change. Revenue- Wire transfer and money order fees, net: $127.8 million versus $136.65 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -11.6% change. View all Key Company Metrics for International Money Express here>>> Shares of International Money Express have returned +3.1% over the past month versus the Zacks S&P 500 composite's +4.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report INTERNATIONAL MONEY EXPRESS, INC. (IMXI) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Investor releaseQuarter not tagged2025-10-29

Fiserv (FI) Q3 Earnings and Revenues Miss Estimates

Zacks
Fiserv (FI) came out with quarterly earnings of $2.04 per share, missing the Zacks Consensus Estimate of $2.64 per share. This compares to earnings of $2.3 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -22.73%. A quarter ago, it was expected that this financial services technology company would post earnings of $2.41 per share when it actually produced earnings of $2.47, delivering a surprise of +2.49%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Fiserv, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $4.92 billion for the quarter ended September 2025, missing the Zacks Consensus Estimate by 8.16%. This compares to year-ago revenues of $4.88 billion. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Fiserv shares have lost about 38.6% since the beginning of the year versus the S&P 500's gain of 17.2%. While Fiserv has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Fiserv was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank…Read full document

Fiserv (FI) came out with quarterly earnings of $2.04 per share, missing the Zacks Consensus Estimate of $2.64 per share. This compares to earnings of $2.3 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -22.73%. A quarter ago, it was expected that this financial services technology company would post earnings of $2.41 per share when it actually produced earnings of $2.47, delivering a surprise of +2.49%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Fiserv, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $4.92 billion for the quarter ended September 2025, missing the Zacks Consensus Estimate by 8.16%. This compares to year-ago revenues of $4.88 billion. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Fiserv shares have lost about 38.6% since the beginning of the year versus the S&P 500's gain of 17.2%. While Fiserv has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Fiserv was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $2.93 on $5.44 billion in revenues for the coming quarter and $10.17 on $20.77 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the bottom 43% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, International Money Express (IMXI), has yet to report results for the quarter ended September 2025. This company is expected to post quarterly earnings of $0.54 per share in its upcoming report, which represents a year-over-year change of -11.5%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. International Money Express' revenues are expected to be $163.35 million, down 5% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fiserv, Inc. (FI) : Free Stock Analysis Report INTERNATIONAL MONEY EXPRESS, INC. (IMXI) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Investor releaseQuarter not tagged2025-08-11

International Money Express: Q2 Earnings Snapshot

Associated Press Finance

MIAMI (AP) — MIAMI (AP) — International Money Express, Inc. (IMXI) on Monday reported net income of $11 million in its second quarter. On a per-share basis, the Miami-based company said it had profit of 37 cents. Earnings, adjusted for one-time gains and costs, were 51 cents per share. The company posted revenue of $161.1 million in the period. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IMXI at https://www.zacks.com/ap/IMXI

Investor releaseQuarter not tagged2025-08-11

Compared to Estimates, International Money Express (IMXI) Q2 Earnings: A Look at Key Metrics

Zacks

International Money Express (IMXI) reported $161.13 million in revenue for the quarter ended June 2025, representing a year-over-year decline of 6.1%. EPS of $0.51 for the same period compares to $0.55 a year ago. The reported revenue represents a surprise of -1.09% over the Zacks Consensus Estimate of $162.9 million. With the consensus EPS estimate being $0.49, the EPS surprise was +4.08%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how International Money Express performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenue- Other income: $4.48 million compared to the $2.1 million average estimate based on two analysts. The reported number represents a change of +54.9% year over year. Revenue- Foreign exchange gain, net: $23.68 million compared to the $23.7 million average estimate based on two analysts. The reported number represents a change of +3.9% year over year. Revenue- Wire transfer and money order fees, net: $132.97 million versus $137.03 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -8.8% change. View all Key Company Metrics for International Money Express here>>> Shares of International Money Express have returned -9.9% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report INTERNATIONAL MONEY EXPRESS, INC. (IMXI) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Investor releaseQuarter not tagged2025-08-11

International Money Express (IMXI) Tops Q2 Earnings Estimates

Zacks
International Money Express (IMXI) came out with quarterly earnings of $0.51 per share, beating the Zacks Consensus Estimate of $0.49 per share. This compares to earnings of $0.55 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.08%. A quarter ago, it was expected that this company would post earnings of $0.41 per share when it actually produced earnings of $0.35, delivering a surprise of -14.63%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. International Money Express, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $161.13 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 1.09%. This compares to year-ago revenues of $171.53 million. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. International Money Express shares have lost about 55.5% since the beginning of the year versus the S&P 500's gain of 8.6%. While International Money Express has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for International Money Express was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the marke…Read full document

International Money Express (IMXI) came out with quarterly earnings of $0.51 per share, beating the Zacks Consensus Estimate of $0.49 per share. This compares to earnings of $0.55 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.08%. A quarter ago, it was expected that this company would post earnings of $0.41 per share when it actually produced earnings of $0.35, delivering a surprise of -14.63%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. International Money Express, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $161.13 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 1.09%. This compares to year-ago revenues of $171.53 million. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. International Money Express shares have lost about 55.5% since the beginning of the year versus the S&P 500's gain of 8.6%. While International Money Express has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for International Money Express was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.55 on $169.6 million in revenues for the coming quarter and $1.93 on $642.65 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the top 30% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, PagSeguro Digital Ltd. (PAGS), has yet to report results for the quarter ended June 2025. This company is expected to post quarterly earnings of $0.31 per share in its upcoming report, which represents a year-over-year change of -3.1%. The consensus EPS estimate for the quarter has been revised 1.1% higher over the last 30 days to the current level. PagSeguro Digital Ltd.'s revenues are expected to be $898.63 million, up 2.8% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report INTERNATIONAL MONEY EXPRESS, INC. (IMXI) : Free Stock Analysis Report PagSeguro Digital Ltd. (PAGS) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Investor releaseQuarter not tagged2025-08-11

Intermex Reports Second-Quarter Results

GlobeNewswire
MIAMI, Aug. 11, 2025 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) (“Intermex” or the “Company”), one of the nation’s leading global omnichannel money transfer services to Latin America and the Caribbean, today reported financial and operating results for the second quarter of 2025. Financial performance highlights for the second quarter of 2025: Revenues of $161.1 million Net income of $11.0 million Diluted EPS of $0.37 Adjusted Diluted EPS of $0.51 Adjusted EBITDA of $28.8 million Second Quarter 2025 Financial Results (all comparisons are to the Second Quarter 2024) Total revenues for the Company were down 6.1% to $161.1 million. This was mainly driven by a reduction in service fees from a lower number of transactions. Revenue pressure was partially offset by an increase in foreign exchange gain primarily as a result of higher average principal sent per transaction, and higher growth in digital products. The Company's user base generated 14.1 million money transfer transactions, down 7.8% from last year. Similar to 1Q, transaction growth was impacted by consumers sending remittances less frequently, but in larger amounts as reflected by volume, which was down only 3.1%. Average principal sent per transaction increased by 5.0% to $441. The Company reported net income of $11.0 million, a decrease of 21.4%. Diluted earnings per share were $0.37, a decrease of 11.9%. The decreases in net income and diluted earnings per share were impacted by the revenue items noted above, as well as transaction costs of $2.2 million and higher amortization expense from past M&A activity. The decrease in revenue was partially offset by lower service charges from agents and banks. Diluted earnings per share was positively impacted by the reduction in share count from the Company's stock repurchase activity. Adjusted net income totaled $15.2 million, a decrease of 16.0%. Adjusted diluted earnings per share totaled $0.51, a decrease of 7.3%. Adjusted net income and adjusted diluted earnings per share were impacted by the items noted above, adjusted for certain items detailed in the reconciliation tables below following the unaudited condensed consolidated financial statements. Adjusted diluted earnings per share was positively impacted by the reduction in share count from the Company's stock repurchase activity. Adjusted EBITDA decreased 7.4% to $28.8 millio…Read full document

MIAMI, Aug. 11, 2025 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI) (“Intermex” or the “Company”), one of the nation’s leading global omnichannel money transfer services to Latin America and the Caribbean, today reported financial and operating results for the second quarter of 2025. Financial performance highlights for the second quarter of 2025: Revenues of $161.1 million Net income of $11.0 million Diluted EPS of $0.37 Adjusted Diluted EPS of $0.51 Adjusted EBITDA of $28.8 million Second Quarter 2025 Financial Results (all comparisons are to the Second Quarter 2024) Total revenues for the Company were down 6.1% to $161.1 million. This was mainly driven by a reduction in service fees from a lower number of transactions. Revenue pressure was partially offset by an increase in foreign exchange gain primarily as a result of higher average principal sent per transaction, and higher growth in digital products. The Company's user base generated 14.1 million money transfer transactions, down 7.8% from last year. Similar to 1Q, transaction growth was impacted by consumers sending remittances less frequently, but in larger amounts as reflected by volume, which was down only 3.1%. Average principal sent per transaction increased by 5.0% to $441. The Company reported net income of $11.0 million, a decrease of 21.4%. Diluted earnings per share were $0.37, a decrease of 11.9%. The decreases in net income and diluted earnings per share were impacted by the revenue items noted above, as well as transaction costs of $2.2 million and higher amortization expense from past M&A activity. The decrease in revenue was partially offset by lower service charges from agents and banks. Diluted earnings per share was positively impacted by the reduction in share count from the Company's stock repurchase activity. Adjusted net income totaled $15.2 million, a decrease of 16.0%. Adjusted diluted earnings per share totaled $0.51, a decrease of 7.3%. Adjusted net income and adjusted diluted earnings per share were impacted by the items noted above, adjusted for certain items detailed in the reconciliation tables below following the unaudited condensed consolidated financial statements. Adjusted diluted earnings per share was positively impacted by the reduction in share count from the Company's stock repurchase activity. Adjusted EBITDA decreased 7.4% to $28.8 million, attributable to the same items noted above, partially offset by the higher net effect of the adjusting items detailed in the reconciliation tables below following the unaudited condensed consolidated financial statements. Adjusted and other non-GAAP measures discussed above and elsewhere in this press release are defined below under the heading, Non-GAAP Measures. Year-to-Date Financial Results for 2025 (all comparisons are to the first six months of 2024) Revenues decreased by 5.1% to $305.4 million. Driving the decrease was a 7.2% decrease in revenue from money transfers and money order fees, partially offset by increases in other revenues as a result of the year-to-date effects of the same factors discussed above for the second quarter of 2025. Total volume from remittance activity decreased slightly by 0.8% to $11.8 billion and money transfer transactions went down by 6.6% to 26.9 million transactions. The average principal sent per transaction increased by 6.3% to $439. The Company reported net income of $18.8 million, a decrease of 28.0%. Diluted earnings per share were $0.62, a decrease of 20.5%, attributable to the year-to-date effects of the same factors noted above for the second quarter of 2025 partially offset by lower income tax provision. Adjusted net income totaled $26.2 million, a decrease of 20.1%. Adjusted diluted earnings per share totaled $0.86, a decrease of 11.3%, attributable to the same items noted above for the second quarter of 2025. Adjusted EBITDA decreased 10.8% to $50.4 million, attributable to the same items noted above for the second quarter of 2025, partially offset by the higher net effect of the adjusting items detailed in the reconciliation tables below following the unaudited condensed consolidated financial statements. Other Items The Company ended the second quarter of 2025 with $174.7 million in cash and cash equivalents. Net Free Cash Generated for the second quarter of 2025 was $14.7 million, up 10.5% from the second quarter of 2024. Year-to-date Net Free Cash Generated was $25.0 million, up 45.3% from the first half of 2024, primarily reflecting the investments in assets placed into service as a result of the Company's move to the new U.S. headquarters facility in the first half of 2024, partially offset by the decrease in net income. During the first half of 2025, the Company incurred $2.5 million in advertising and marketing related expenses in connection with the promotion of our digital products and digital channel offerings. The Company incurred $3.4 million and $2.2 million in transaction costs for the first half of 2025 and second quarter of 2025, respectively, primarily from legal and professional fees incurred in relation to potential merger and business acquisition transactions and assessment of strategic alternatives. The Company repurchased 980,341 shares of its common stock for $11.4 million during the second quarter of 2025 through its share repurchase program. During the first half of 2025, the Company purchased 1.35 million shares for $16.3 million. Western Union Transaction Details As previously announced, on August 10, 2025, the Company entered into an Agreement and Plan of Merger (the “Merger Agreement”) with The Western Union Company (“Western Union”) under which Western Union will acquire all of the outstanding shares of the Company in an all-cash merger (the “Merger”). The Merger Agreement provides that each share of the Company’s common stock issued and outstanding immediately prior to the effective time of the Merger (other than dissenting shares) will be cancelled and converted into the right to receive $16.00 per share in cash, without interest. Completion of the Merger is subject to the satisfaction or waiver of certain closing conditions. The Company cannot predict with certainty whether and when any of the required closing conditions will be satisfied or if the Merger will be consummated. Given the pending acquisition by Western Union, the Company will not host its previously announced conference call to discuss its second quarter financial results, and the Company is no longer providing financial guidance. Non-GAAP Measures Adjusted Net Income, Adjusted Earnings per Share, Adjusted EBITDA, Adjusted EBITDA Margin and Net Free Cash Generated, each a Non-GAAP financial measure, are the primary metrics used by management to evaluate the financial performance of our business. We present these Non-GAAP financial measures because we believe they are frequently used by analysts, investors, and other interested parties to evaluate companies in our industry. Furthermore, we believe they are helpful in highlighting trends in our operating results, because certain of such measures exclude, among other things, the effects of certain transactions that are outside the control of management, while other measures can differ significantly depending on long-term strategic decisions regarding capital structure, the jurisdictions in which we operate and capital investments. Adjusted Net Income is defined as Net Income adjusted to add back certain charges and expenses, such as non-cash amortization of certain intangible assets resulting from business and asset acquisition transactions, non-cash compensation costs, and other items outlined in the reconciliation tables below, as these charges and expenses are not considered a part of our core business operations and are not an indicator of ongoing future Company performance. Adjusted Earnings per Share – Basic and Diluted is calculated by dividing Adjusted Net Income by GAAP weighted-average common shares outstanding (basic and diluted). Adjusted EBITDA is defined as Net Income before depreciation and amortization, interest expense, income taxes, and adjusted to add back certain charges and expenses, such as non-cash compensation costs and other items outlined in the reconciliation tables below, as these charges and expenses are not considered a part of our core business operations and are not an indicator of ongoing future Company performance. Adjusted EBITDA Margin is calculated by dividing Adjusted EBITDA by Revenues. Net Free Cash Generated is defined as Net Income before provision for credit losses and depreciation and amortization adjusted to add back certain non-cash charges and expenses, such as non-cash compensation costs, and reduced by cash used in investing activities and servicing of our debt obligations. Adjusted Net Income, Adjusted Earnings per Share, Adjusted EBITDA, Adjusted EBITDA Margin, and Net Free Cash Generated are non-GAAP financial measures and should not be considered as an alternative to operating income, net income, net income margin or earnings per share, as a measure of operating performance or cash flows, or as a measure of liquidity. Non-GAAP financial measures are not necessarily calculated the same way by different companies and should not be considered a substitute for or superior to U.S. GAAP. Reconciliations of Net Income, the Company’s closest GAAP measure, to Adjusted Net Income, Adjusted EBITDA, and Net Free Cash Generated, as well as a reconciliation of Earnings per Share (Basic and Diluted) to Adjusted Earnings per Share (Basic and Diluted) and Net Income Margin to Adjusted EBITDA Margin, are outlined in the tables below following the condensed consolidated financial statements. Safe Harbor Compliance Statement for Forward-Looking Statements This press release contains certain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, which reflect our current views concerning certain events that are not historical facts but could have an effect on our future performance, including but without limitation, statements regarding our plans, objectives, financial performance, business strategies, projected results of operations, restructuring initiatives and expectations for the Company. These statements may include and be identified by words or phrases such as, without limitation, “would,” “will,” “should,” “expects,” “believes,” “anticipates,” “continues,” “could,” “may,” “might,” “plans,” “possible,” “potential,” “predicts,” “projects,” “forecasts,” “intends,” “assumes,” “estimates,” “approximately,” “shall,” “our planning assumptions,” “future outlook,” “currently,” “target,” “guidance,” and similar expressions (including the negative and plural forms of such words and phrases). These forward-looking statements are based largely on information currently available to our management and our current expectations, assumptions, plans, estimates, judgments, projections about our business and our industry, and macroeconomic conditions, and are subject to various risks, uncertainties, estimates, contingencies, and other factors, many of which are outside our control, that could cause actual results to differ materially from those expressed or implied by such forward-looking statements and could materially adversely affect our business, financial condition, results of operations, cash flows, and liquidity. Such factors include, among others: the possibility that the conditions to the consummation of the proposed acquisition of Intermex by The Western Union Company (the “Proposed Acquisition”) will not be satisfied on the terms or timeline expected, or at all; failure to obtain, or delays in obtaining, or adverse conditions related to obtaining stockholder or regulatory approvals sought in connection with the Proposed Acquisition; changes in immigration laws and their enforcement, including any adverse effects on the level of immigrant employment, earning potential and other commercial activities; our success in expanding customer acceptance of our digital services and infrastructure, as well as developing, introducing and marketing new digital and other products and services; new technology or competitors that disrupt the current money transfer and payment ecosystem, including the introduction of new digital platforms; changes in tax laws in the United States and other countries in which we operate, including the imposition of taxes on certain types of remittances beginning in 2026; loss of, or reduction in business with, key sending agents; our ability to effectively compete in the markets in which we operate; economic factors such as inflation, the level of economic activity, recession risks and labor market conditions, as well as volatility in market interest rates; international political factors, including ongoing hostilities in Ukraine and the Middle East, political instability, tariffs, including the effects of tariffs on domestic markets and industrial activity and employment, border taxes or restrictions on remittances or transfers from the outbound countries in which we operate or plan to operate; volatility in foreign exchange rates that could affect the volume of consumer remittance activity and/or affect our foreign exchange related gains and losses; consumer confidence in our brands and in consumer money transfers generally; expansion into new geographic markets or product markets; our ability to successfully execute, manage, integrate and obtain the anticipated financial benefits of key acquisitions and mergers; cybersecurity-attacks or disruptions to our information technology, computer network systems, data centers and mobile devices applications; the ability of our risk management and compliance policies, procedures and systems to mitigate risk related to transaction monitoring; consumer fraud and other risks relating to the authenticity of customers’ orders or the improper or illegal use of our services by consumers, sending agents or digital partners; our ability to maintain favorable banking and paying agent relationships necessary to conduct our business; bank failures, sustained financial illiquidity, or illiquidity at the clearing, cash management or custodial financial institutions with which we do business; changes to banking industry regulation and practice; credit risks from our agents, digital partners and the financial institutions with which we do business; our ability to recruit and retain key personnel; our ability to maintain compliance with applicable laws and regulatory requirements, including those intended to prevent use of our money remittance services for criminal activity, those related to data and cybersecurity protection, and those related to new business initiatives; enforcement actions and private litigation under regulations applicable to money remittance services; our ability to protect intellectual property rights; our ability to satisfy our debt obligations and remain in compliance with our credit facility requirements; public health conditions, responses thereto and the economic and market effects thereof; the use of third-party vendors and service providers; weakness in U.S. or international economic conditions; and other economic, business, and/or competitive factors, risks and uncertainties, including those described in the “Risk Factors” and other sections of periodic reports and other filings that we file with the Securities and Exchange Commission. Accordingly, we caution investors and all others not to place undue reliance on any forward-looking statements. Any forward-looking statement speaks only as of the date such statement is made and we undertake no obligation to update any of the forward-looking statements. About International Money Express, Inc. Founded in 1994, Intermex applies proprietary technology enabling consumers to send money from the United States, Canada, Spain, Italy, the United Kingdom and Germany to more than 60 countries. The Company provides the digital movement of money through a network of agent retailers and Company-operated stores in the United States, Canada, Spain, Italy, the United Kingdom and Germany; our mobile apps; and the Company’s websites. Transactions are fulfilled and paid through thousands of retail and bank locations around the world. Intermex is headquartered in Miami, Florida, with international offices in Puebla, Mexico, Guatemala City, Guatemala, London, England, and Madrid, Spain. For more information about Intermex, please visit www.intermexonline.com. Investor Relations: Alex Sadowski [email protected] Additional Information and Where to Find It This communication relates to a proposed acquisition (the “Transaction”) of International Money Express, Inc. (“Intermex”) by The Western Union Company (“Western Union”). In connection with the proposed transaction between Intermex and Western Union, Intermex will file with the Securities and Exchange Commission (the “SEC”) a proxy statement (the “Proxy Statement”), the definitive version of which will be sent or provided to Intermex stockholders. Intermex may also file other documents with the SEC regarding the proposed transaction. This document is not a substitute for the Proxy Statement or any other document which Intermex may file with the SEC. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ THE PROXY STATEMENT AND ANY OTHER RELEVANT DOCUMENTS THAT ARE FILED OR WILL BE FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THESE DOCUMENTS, CAREFULLY AND IN THEIR ENTIRETY BECAUSE THEY CONTAIN OR WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION AND RELATED MATTERS. Investors and security holders may obtain free copies of the Proxy Statement (when it is available) and other documents that are filed with the SEC or will be filed with the SEC by Intermex (when they become available) through the website maintained by the SEC at http://www.sec.gov or from Intermex at its website, www.Intermexonline.com. Participants in the Solicitation Intermex, and certain of its directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of Intermex in connection with the Transaction under the rules of the SEC. Information about the interests of the directors and executive officers of Intermex and other persons who may be deemed to be participants in the solicitation of stockholders of Intermex in connection with the Transaction and a description of their direct and indirect interests, by security holdings or otherwise, will be included in the Proxy Statement related to the Transaction, which will be filed with the SEC. Additional information about Intermex, the directors and executive officers of Intermex and their ownership of Intermex common stock can also be found in its Annual Report on Form 10-K for the year ended December 31, 2024, as filed with the SEC on February 27, 2025, and its definitive proxy statement, as amended, as filed with the SEC on May 12, 2025, and other documents subsequently filed by Intermex with the SEC. Free copies of these documents may be obtained as described above. To the extent holdings of Intermex securities by its directors or executive officers have changed since the amounts set forth in such documents, such changes have been or will be reflected on Initial Statements of Beneficial Ownership on Form 3 or Statements of Beneficial Ownership on Form 4 filed with the SEC. Additional information regarding the identity of potential participants, and their direct or indirect interests, by security holdings or otherwise, will be included in the Proxy Statement relating to the proposed transaction when it is filed with the SEC. (a) Represents share-based compensation relating to equity awards granted primarily to employees and independent directors of the Company. (b) Represents primarily severance, write-off of assets and, legal and professional fees related to the execution of restructuring plans. (c) Represents primarily financial advisory, professional and legal fees related to evaluation of strategic alternatives and business acquisition transactions. (d) Represents a gain contingency related to a legal settlement. (e) Represents primarily loss on disposal of fixed assets. (f) Represents the amortization of certain intangible assets that resulted from business and asset acquisition transactions. (g) Represents the current and deferred tax impact of the taxable adjustments to Net Income using the Company’s blended federal and state tax rate for each period. Relevant tax-deductible adjustments include all adjustments to Net Income. NM—Amount is not meaningful The table above may contain slight summation differences due to rounding NM—Amount is not meaningful The table above may contain slight summation differences due to rounding (a) Represents share-based compensation relating to equity awards granted primarily to employees and independent directors of the Company. (b) Represents primarily severance, write-off of assets and legal and professional fees related to the execution of restructuring plans. (c) Represents primarily financial advisory, professional and legal fees related to evaluation of strategic alternatives and business acquisition transactions. (d) Represents a gain contingency related to a legal settlement. (e) Represents primarily loss on disposal of fixed assets. The table above may contain slight summation differences due to rounding

Investor releaseQuarter not tagged2025-08-05

Intermex to Release Second Quarter 2025 Earnings

GlobeNewswire

MIAMI, Aug. 04, 2025 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI), also known as Intermex, will release its Second Quarter 2025 earnings after the market closes on Monday, August 11, 2025. The Intermex management team will be hosting a conference call on the same day at 4:45 pm ET. Interested parties are invited to join the discussion and gain firsthand knowledge about Intermex's financial performance and operational achievements through the following channels: A live broadcast of the conference call may be accessed via the Investor Relations section of Intermex’s website at https://investors.intermexonline.com/. To participate in the live conference call via telephone, please register HERE. Upon registering, a dial-in number and unique PIN will be provided to join the conference call. Following the conference call, an archived webcast of the call will be available for one year on Intermex’s website at https://investors.intermexonline.com/. About International Money Express, Inc. Founded in 1994, Intermex applies proprietary technology, enabling consumers to send money from the United States, Canada, and Europe to more than 60 countries. The Company provides the digital movement of money through a network of agent retailers in the United States, Canada, and Europe; Company-operated stores; our mobile app; and the Company’s websites. Transactions are fulfilled and paid through thousands of retail and bank locations around the world. Intermex is headquartered in Miami, Florida, with international offices in Puebla, Mexico, Guatemala City, Guatemala, London, England, and Madrid, Spain. For more information about Intermex, please visit www.intermexonline.com. Investor Relations: Alex Sadowski Investor Relations Coordinator Tel: 305-671-8000 [email protected]

As of 2026-08-15 • Updated weeklySource: Earnings sourceIngestion runbook