IMXI

International Money ExpressD

Nasdaq / Financial Services

At close

2026-07-18

Current thesis

Execution of digital initiatives and corridor expansion lifts revenue and margins, supporting a re-rating toward the high end of published targets.

Posture

Defensive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.7.

What can break

adverse FX/remittance corridor moves

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $16.00 · Bull $18.00 · Bear $12.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-02-26 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Target $16.00

Why

Momentum14 · Δ7d -4.8

Value58 · Δ7d +0.7

Sentiment62 · Δ7d +5.3

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

-4.8

Δ21d

-10.8

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.7

Δ21d

+1.3

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+5.3

Δ21d

+5.6

Why this grade

Composite grade D. Momentum 14.1 / Value 57.7 / Sentiment 62.0

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$398.15M

Beta

0.87

Shares Out

30.09M

P/E (TTM)

12.1

P/S (TTM)

0.73

P/FCF (TTM)

33.56

Rev YoY

-14.9%

EPS YoY

-93.3%

Gross Margin

+6.8%

Op Margin

+11.0%

Net Debt

$47.83M

Current Ratio

2.84

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology