IGIC
International General InsuranceBNasdaq / Insurance
Last Price
At close
2026-07-22
Current thesis
IGI is still producing respectable underwriting profitability, with Q1 underwriting income of $37.7 million and an 89.1% combined ratio, while also raising the dividend and continuing share repurchases; if investment income stabilizes, book value and shareholder yield can keep compounding.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.2.
What can break
Gross written premiums and net premiums earned were slightly lower year over year, limiting the growth story.
Momentum
63
Value
60
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $30.00 · Bull $34.00 · Bear $20.00
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $31.00
Why
Momentum63 · Δ7d -8.1
Value60 · Δ7d -0.2
Sentiment54 · Δ7d -2.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
63
26% active weight
Current posture
7d trendSoftening
Δ7d
-8.1
Δ21d
+6.8
Value
60
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.1
Sentiment
54
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.1
Δ21d
-9.1
Why this grade
Composite grade B. Momentum 63.1 / Value 60.0 / Sentiment 54.2
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$1.2B
Beta
0.16
Shares Out
42.65M
P/E (TTM)
9.0
P/S (TTM)
2.06
P/FCF (TTM)
6.12
Rev YoY
-2.7%
EPS YoY
-16.9%
Gross Margin
-
Op Margin
+23.2%
Net Debt
-$203.3M
Current Ratio
0.79
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology

