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IFS

Intercorp Financial ServicesB
NYSE / Banks
Last Price
At close
2026-07-20
View Chart
Current thesis
Bull: stronger loan growth, contained credit costs, and modest margin expansion that re-rates the stock toward the analyst high (requires favorable Peru macro and execution).
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.7.
What can break
Peru macro slowdown or sharp FX depreciation
Momentum
82
Value
58
Sentiment
43
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $51.75 · Bull $64.02 · Bear $40.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-13 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $64.71
Why
Momentum82 · Δ7d -0.3
Value58 · Δ7d +0.7
Sentiment43 · Δ7d -1.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
82
26% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-3.6
Value
58
39% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
-6.7
Sentiment
43
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.1
Δ21d
-7.3
Why this grade

Composite grade B. Momentum 82.3 / Value 58.2 / Sentiment 43.2

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$6.84B
Beta
0.89
Shares Out
111.35M
P/E (TTM)
8.2
P/S (TTM)
2.09
P/FCF (TTM)
16.48
Rev YoY
+34.4%
EPS YoY
+49.9%
Gross Margin
-
Op Margin
+32.2%
Net Debt
$124.12M
Current Ratio
0.38
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology