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HWC

Hancock WhitneyC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Adjusted EPS rose to $1.66 from $1.55 in the prior quarter, adjusted pre-provision net revenue rose 6%, and reported net interest margin reached 3.61%. Piper Sandler reportedly raised its target to $88 from $87 while retaining Overweight.
Posture
Mixed
Lead driver
Value
What changed
3 setup hits (3d) with net bullish as of 2026-10-26.
What can break
Acquisition charges and the decline in estimated CET1 complicate comparisons of earnings and capital strength; integration benefits are not yet established. [#SEC-8K-2026-10-20]
Momentum
53
Value
57
Sentiment
53
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $73.00 · Bull $85.00 · Bear $61.00Analysis 2026-10-23; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-23 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-26

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bullish
Target $83.57
Why
Momentum53 · Δ7d -0.0
Value57 · Δ7d +1.0
Sentiment53 · Δ7d -16.8
So what
Balanced signals (Net Bullish). Wait for confirmation before sizing up.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-10-26.
  • • Value remains the lead driver in the composite, 7D delta +1.0.

Contradictions & invalidation

  • • Acquisition charges and the decline in estimated CET1 complicate comparisons of earnings and capital strength; integration benefits are not yet established. [#SEC-8K-2026-10-20]
  • • Higher deposit costs offset part of the quarter's margin benefit, while One Florida Bank purchase-accounting accretion added 4 basis points to reported margin. [#SEC-8K-2026-10-20]
  • • GAAP EPS fell sequentially, nonaccrual loans increased, and the estimated CET1 ratio declined to 11.53% from 13.19% after the acquisition.

Catalyst clock

2026-11-20

Post-earnings reassessment of adjusted profit versus acquisition costs

Lead driver: Value · See fundamentals
Momentum
53
8% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-2.8
Value
57
47% active weight
Current posture
7d trendFlat
Δ7d
+1.0
Δ21d
+0.9
Sentiment
53
45% active weight
Current posture
7d trendSoftening
Δ7d
-16.8
Δ21d
-25.1
Why this grade

Composite grade C. Momentum 53.0 / Value 57.0 / Sentiment 52.9

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-23. Scenario method

B+
Bull case
20%
Probability
Target price
$85.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$73.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$61.00
Analysis reference price unavailable
Analysis 2026-10-23 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$5.85B
Beta
1.06
Shares Out
80.22M
P/E (TTM)
11.9
P/S (TTM)
3.72
P/FCF (TTM)
13.38
Rev YoY
+4.4%
EPS YoY
+18.1%
Gross Margin
-
Op Margin
+27.4%
Net Debt
$775.21M
Current Ratio
0.11
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data