B+
Bull case
25%
Probability
Target price
$36.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
HOMB
Home BancSharesBNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Record Q2 revenue and adjusted PPNR, stable NIM, strong 16.4% CET1 capital, early Mountain Commerce contribution, and ongoing capital returns support a constructive medium-term case. [#SEC-8K-2026-07-15]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +3.5.
What can break
Analyst target count, target revisions, estimate changes, and consensus surprise data are unavailable, limiting conviction.
Momentum
45
Value
58
Sentiment
67
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $32.00 · Bull $36.00 · Bear $26.00Analysis 2026-07-20; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-20 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $33.25
Why
Momentum45 · Δ7d +1.0
Value58 · Δ7d -0.0
Sentiment67 · Δ7d +3.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +3.5.
Contradictions & invalidation
- • Analyst target count, target revisions, estimate changes, and consensus surprise data are unavailable, limiting conviction.
- • Competitive loan pricing could pressure margins and growth quality. [#PR-EARNINGS-2026-07-17]
- • Credit metrics remain the main concern, with non-performing assets materially above the prior-year level.
Catalyst clock
2026-10-18
Strong Q2 earnings print
Lead driver: Sentiment · See AI snapshot
Momentum
45
9% active weight
Current posture
7d trendFlat
Δ7d
+1.0
Δ21d
-20.4
Value
58
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
67
62% active weight
Current posture
7d trendImproving
Δ7d
+3.5
Δ21d
+7.2
Why this grade
Composite grade B. Momentum 45.4 / Value 58.0 / Sentiment 67.1
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-20. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$26.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$6.22B
Beta
0.79
Shares Out
200.05M
P/E (TTM)
12.2
P/S (TTM)
5.17
P/FCF (TTM)
27.98
Rev YoY
+5.4%
EPS YoY
-1.1%
Gross Margin
-
Op Margin
+42.4%
Net Debt
$732.88M
Current Ratio
0.26
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data