HBCP

Home BancorpC

Nasdaq / Banks

At close

2026-07-21

Current thesis

The Q2 print was operationally constructive: NIM expanded, loan and deposit balances grew, nonperforming assets modestly declined, and the dividend increased. This supports a cautiously positive post-earnings interpretation.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.1.

What can break

An officer reported an open-market sale of 1,600 shares on 2026-04-29 [#SEC-FORM4-2026-04-30].

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $70.00 · Bull $75.00 · Bear $60.00

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-21 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $69.38

Why

Momentum45 · Δ7d -12.7

Value60 · Δ7d +0.1

Sentiment53 · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

-12.7

Δ21d

-5.3

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

-0.1

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 44.8 / Value 60.0 / Sentiment 52.8

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$539.57M

Beta

0.61

Shares Out

7.84M

P/E (TTM)

10.3

P/S (TTM)

3.11

P/FCF (TTM)

13.41

Rev YoY

+0.9%

EPS YoY

+6.3%

Gross Margin

Op Margin

+38.0%

Net Debt

-$74.32M

Current Ratio

0.12

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology