HAFC
Hanmi FinancialBNasdaq / Banks
Last Price
At close
2026-06-03
Current thesis
Sustained NIM expansion, deposit stabilization, controlled credit costs, and disciplined capital return drive EPS recovery and modest multiple expansion, pushing shares toward the analyst high of $33.08.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -2.8.
What can break
CRE concentration and localized credit stress
Momentum
68
Value
57
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $30.50 · Bull $33.08 · Bear $27.24
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-03
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $31.67
Why
Momentum68 · Δ7d -2.8
Value57 · Δ7d +0.6
Sentiment54 · Δ7d +2.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
68
34% active weight
Current posture
7d trendFlat
Δ7d
-2.8
Δ21d
-4.2
Value
57
32% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
-0.2
Sentiment
54
33% active weight
Current posture
7d trendImproving
Δ7d
+2.4
Δ21d
+4.0
Why this grade
Composite grade B. Momentum 67.9 / Value 56.7 / Sentiment 54.3
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$899.24M
Beta
0.75
Shares Out
29.96M
P/E (TTM)
11.4
P/S (TTM)
3.17
P/FCF (TTM)
6.06
Rev YoY
+4.8%
EPS YoY
+49.0%
Gross Margin
-
Op Margin
+39.7%
Net Debt
-$174.16M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology