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GSBC

Great Southern BancorpC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
NIM expanded year over year, capital remained strong, asset quality was still relatively clean, and Q4 cost savings could improve normalized efficiency.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -1.0.
What can break
Branch consolidation and workforce reductions may create execution and customer-retention risk.
Momentum
74
Value
56
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $78.00 · Bull $88.00 · Bear $64.00Analysis 2026-07-20; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-20 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-26

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $78.00
Why
Momentum74 · Δ7d +9.1
Value56 · Δ7d -1.0
Sentiment49 · Δ7d -5.4
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta -1.0.

Contradictions & invalidation

  • • Branch consolidation and workforce reductions may create execution and customer-retention risk.
  • • Consensus estimates, broad analyst revisions, and a reliable GSBC-specific post-print market reaction were not available.
  • • Reported earnings declined year over year, loan balances and prepayments were unfavorable, nonperforming assets edged higher, and management did not provide specific loan-growth guidance.

Catalyst clock

2026-07-20

Mixed Q2 earnings quality creates near-term repricing risk

Lead driver: Value · See fundamentals
Momentum
74
8% active weight
Current posture
7d trendImproving
Δ7d
+9.1
Δ21d
+5.8
Value
56
47% active weight
Current posture
7d trendSoftening
Δ7d
-1.0
Δ21d
-0.6
Sentiment
49
45% active weight
Current posture
7d trendSoftening
Δ7d
-5.4
Δ21d
-10.4
Why this grade

Composite grade C. Momentum 74.2 / Value 56.0 / Sentiment 49.5

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-20. Scenario method

B+
Bull case
20%
Probability
Target price
$88.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$78.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$64.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$887.93M
Beta
0.54
Shares Out
10.9M
P/E (TTM)
10.3
P/S (TTM)
3.02
P/FCF (TTM)
16.65
Rev YoY
-10.4%
EPS YoY
-17.0%
Gross Margin
-
Op Margin
+25.0%
Net Debt
$299.57M
Current Ratio
0.15
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data