GGAL

Grupo Financiero GaliciaD

Nasdaq / Banks

At close

2026-07-20

Current thesis

Recovery in real economic activity, stabilization of the ARS and improved asset quality drive strong NII and lower provisions, unlocking multiple expansion for GGAL ADR holders.

Posture

Defensive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.1.

What can break

FX and inflation volatility

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $37.95 · Bull $48.30 · Bear $24.15

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2025-10-10 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Target $70.62

Why

Momentum58 · Δ7d -7.7

Value42 · Δ7d +0.1

Sentiment36 · Δ7d +3.7

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

-7.7

Δ21d

-17.0

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

+0.0

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+3.7

Δ21d

-1.2

Why this grade

Composite grade D. Momentum 58.4 / Value 41.6 / Sentiment 36.0

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$8.47B

Beta

1.45

Shares Out

132.5M

P/E (TTM)

14.4

P/S (TTM)

1.23

P/FCF (TTM) · Derived

-19.65

Rev YoY

+0.4%

EPS YoY

-66.1%

Gross Margin

Op Margin

+11.5%

Net Debt

-$3.79B

Current Ratio

2.91

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology