GCBC

Greene County BancorpC

Nasdaq / Banks

At close

2026-07-21

Current thesis

Improved loan growth and stable NIM with contained credit costs; stock re-rates toward regional bank peer multiples and reaches analyst high.

Posture

Mixed

Lead driver

Momentum

What changed

Next scheduled catalyst: earnings 2026-07-27.

What can break

Adverse regulatory or compliance action reducing capital/dividend flexibility

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $22.70 · Bull $25.37 · Bear $19.00

Earnings

2026-07-27

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-29 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Why

Momentum88 · Δ7d -

Value48 · Δ7d +0.2

Sentiment34 · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

Δ21d

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.2

Δ21d

+0.4

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 88.2 / Value 47.6 / Sentiment 34.1

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$561.16M

Beta

0.39

Shares Out

17.03M

P/E (TTM)

11.3

P/S (TTM)

4.75

P/FCF (TTM)

13.52

Rev YoY

+7.9%

EPS YoY

+30.7%

Gross Margin

Op Margin

+47.7%

Net Debt

$117.63M

Current Ratio

0.07

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology