B+
Bull case
20%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
GBFH
GBank FinancialCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Record Q2 revenue, stronger pre-provision earnings, higher loan balances, and improved gain-on-loan-sale margin support a recovery case. Recent officer and director open-market purchases are supportive sentiment context but are not evidence of operating performance.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -1.9.
What can break
CFO search remains unresolved. [#8-K-2026-07-29]
Momentum
5
Value
52
Sentiment
74
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $23.00 · Bull $32.00 · Bear $16.00Analysis 2026-08-09; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-09 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-11
Investment thesis
As of 2026-09-11
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $32.00
Why
Momentum5 · Δ7d +2.3
Value52 · Δ7d +1.3
Sentiment74 · Δ7d -1.9
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta -1.9.
Contradictions & invalidation
- • CFO search remains unresolved. [#8-K-2026-07-29]
- • Net interest margin declined to 3.78%, with loan yield pressure cited as the primary driver. [#SEC-8K-2026-07-29]
- • Credit quality deteriorated sharply quarter over quarter, NIM compressed, and SBA/commercial originations declined.
Catalyst clock
2026-11-07
Q2 2026 earnings showed strong revenue and profit rebound
Lead driver: Sentiment · See AI snapshot
Momentum
5
9% active weight
Current posture
7d trendFlat
Δ7d
+2.3
Δ21d
+3.2
Value
52
28% active weight
Current posture
7d trendImproving
Δ7d
+1.3
Δ21d
-0.7
Sentiment
74
62% active weight
Current posture
7d trendSoftening
Δ7d
-1.9
Δ21d
+6.8
Why this grade
Composite grade C. Momentum 5.4 / Value 51.5 / Sentiment 74.1
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-09. Scenario method
Most likely
B
Base case
55%
Probability
Target price
$23.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$16.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$307.89M
Beta
-0.24
Shares Out
14.52M
P/E (TTM) · Derived
14.5
P/S (TTM)
-
P/FCF (TTM)
18.05
Rev YoY
+22.9%
EPS YoY
+14.9%
Gross Margin
-
Op Margin
+19.8%
Net Debt
$26.97M
Current Ratio
0.27
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data