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FUSB

First US BancsharesD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Outperformance driven by NIM improvement, contained credit losses, and successful local M&A or deposit-cost wins; bull target reflects ~+20% vs the anchor.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Adverse regulatory/capital requirements
Momentum
50
Value
50
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $13.98 · Bull $17.40 · Bear $11.60Analysis 2026-01-24; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum50 · Δ7d -
Value50 · Δ7d -0.0
Sentiment53 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite.

Contradictions & invalidation

  • • Adverse regulatory/capital requirements
  • • Deposit outflows to larger banks or higher-yield instruments
  • • NIM compression, rising loan-loss provisions, or material deposit outflows compress earnings and valuation, producing downside to the bear target.

Catalyst clock

2026-04-24

Quarterly earnings release (Q1 2026 assumed window)

Lead driver: Sentiment · See AI snapshot
Momentum
50
9% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
50
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
53
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade D. Momentum 49.6 / Value 50.3 / Sentiment 52.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-24. Scenario method

B+
Bull case
20%
Probability
Target price
$17.40
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$13.98
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$11.60
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$90.77M
Beta
0.28
Shares Out
5.5M
P/E (TTM)
14.6
P/S (TTM)
1.93
P/FCF (TTM)
10.37
Rev YoY
+1.6%
EPS YoY
+1089.1%
Gross Margin
-
Op Margin
+15.8%
Net Debt
$3.19M
Current Ratio
0.18
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data