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FUSB

First US BancsharesD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Outperformance driven by NIM improvement, contained credit losses, and successful local M&A or deposit-cost wins; bull target reflects ~+20% vs the anchor.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-10-28.
What can break
Adverse regulatory/capital requirements
Momentum
50
Value
49
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $13.98 · Bull $17.40 · Bear $11.60Analysis 2026-01-24; returns require an exact persisted reference.
Earnings
2026-10-28
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-27 • Vendor: Data Vendor v1
Scores
As of 2026-10-27 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-27

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-27. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum50 · Δ7d -
Value49 · Δ7d -0.1
Sentiment47 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-28.
  • • Value remains the lead driver in the composite, 7D delta -0.1.

Contradictions & invalidation

  • • Adverse regulatory/capital requirements
  • • Deposit outflows to larger banks or higher-yield instruments
  • • NIM compression, rising loan-loss provisions, or material deposit outflows compress earnings and valuation, producing downside to the bear target.

Catalyst clock

2026-10-28

Quarterly earnings release (Q1 2026 assumed window)

Lead driver: Value · See fundamentals
Momentum
50
8% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
49
47% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-0.5
Sentiment
47
45% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade D. Momentum 49.6 / Value 49.2 / Sentiment 46.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-24. Scenario method

B+
Bull case
20%
Probability
Target price
$17.40
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$13.98
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$11.60
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-27
Market Cap
$90.83M
Beta
0.28
Shares Out
5.5M
P/E (TTM)
14.6
P/S (TTM)
1.93
P/FCF (TTM)
10.37
Rev YoY
+1.6%
EPS YoY
+1089.1%
Gross Margin
-
Op Margin
+15.8%
Net Debt
$3.19M
Current Ratio
0.18
As of 2026-10-27 • Updated nightlySource: Internal modelMethods & Data