FSBW
FS BancorpBNasdaq / Banks
Last Price
At close
2026-07-23
Current thesis
The Q2 release showed modest year-over-year earnings growth, stable NIM, lower deposit costs, rising book value, continued buybacks, strong capital ratios, and potential merger-driven expansion. The April earnings release also cited projected Portland growth.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-28.
What can break
Brokered-deposit reduction was partly replaced by borrowings, creating funding-mix and liquidity sensitivity.
Momentum
53
Value
63
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $46.00 · Bull $51.00 · Bear $38.00
Earnings
2026-07-28
Data freshness
Prices
As of 2026-07-23
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-23 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-23
Investment thesis
As of 2026-07-23
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $46.00
Why
Momentum53 · Δ7d -
Value63 · Δ7d +0.1
Sentiment54 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
53
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
63
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.0
Sentiment
54
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 52.8 / Value 62.9 / Sentiment 53.8
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$319.22M
Beta
0.71
Shares Out
7.42M
P/E (TTM)
10.0
P/S (TTM)
2.08
P/FCF (TTM)
3.59
Rev YoY
+4.5%
EPS YoY
+1.1%
Gross Margin
-
Op Margin
+27.4%
Net Debt
$171.35M
Current Ratio
0.03
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology

