B+
Bull case
25%
Probability
Target price
$16.00
+14.1% vs current
FLG
Flagstar Bank National AssociationDNYSE / Banks
Last Price
At close
2026-06-11
AI scenario view
RankAlpha Sentiment AIMost likely
B
Base case
55%
Probability
Target price
$14.00
-0.1% vs current
B-
Bear case
20%
Probability
Target price
$10.50
-25.1% vs current
AI sentiment snapshot
Latest data as of 2026-02-04
Recent news sentiment (30D)
+17.7
Positive
Company
+22.0
Positive
Macro
+19.2
Positive
Pulse
-33.3
Negative
Sentiment proxy
+41.1
Score
AI commentary
Coverage clusters in the mid-$13–$15 range with selective target raises; market tone is cautious—recent upgrades have produced modest optimism but no broad re-rating.
RankAlpha Sentiment AI - 2026-02-04
Open full AI memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-05-05eventFY2025/Q4 earnings releaseHigh impact
Q4 results and management commentary on NIM, credit and servicing will drive near-term re‑pricing; timing is conservatively estimated due to lack of a firm disclosure date.
2026-05-05catalystAnalyst target revisions / upgradesMedium impact
Recent target raises and coverage notes can shift consensus and produce intraday-to-short-term moves given the compact analyst range.
2027-02-04catalystMacro/rate cycle and NIM recoveryHigh impact
Sustained NIM improvement or mortgage-servicing normalization would materially enhance earnings power and justify multi-quarter re‑rating.
Recommendation
N/A
No formal recommendation provided.
As of 2026-02-04 • Updated nightlySource: Internal modelMethodology