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FINV

FinVolution GroupC
NYSE / Financial Services
Last Price
At close
2026-07-21
View Chart
Current thesis
The bull case is that overseas growth is becoming a more meaningful second engine: overseas revenue rose 34.5%, overseas transaction volume rose 36.7%, and overseas operating profit nearly doubled year over year in Q1, while management continued capital returns through US$39.4 million of Q1 repurchases, the May dividend, and a new US$150 million buyback authorization [#PR-2026-05-25-Q1] [#PR-2026-05-25-BUYBACK].
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -12.2.
What can break
Chinese Mainland transaction volume, repeat-borrower volume, and loan balance declined year over year, keeping core-market demand and regulatory pressure at the center of the risk case [#PR-2026-05-25-Q1].
Momentum
19
Value
63
Sentiment
73
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $6.70 · Bull $8.20 · Bear $4.10
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-28 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $7.25
Why
Momentum19 · Δ7d +1.8
Value63 · Δ7d -0.3
Sentiment73 · Δ7d -12.2
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
19
26% active weight
Current posture
7d trendSoftening
Δ7d
+1.8
Δ21d
-7.0
Value
63
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-0.1
Sentiment
73
34% active weight
Current posture
7d trendSoftening
Δ7d
-12.2
Δ21d
-7.2
Why this grade

Composite grade C. Momentum 18.7 / Value 62.8 / Sentiment 72.9

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$1.17B
Beta
0.44
Shares Out
129.95M
P/E (TTM)
3.6
P/S (TTM)
0.68
P/FCF (TTM)
6.13
Rev YoY
-3.6%
EPS YoY
-40.1%
Gross Margin
+77.1%
Op Margin
+23.0%
Net Debt
-$1.13B
Current Ratio
3.56
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology