FIBK
First Interstate BancSystemBNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
NIM expansion, steady loan growth, and contained credit losses drive EPS upside and modest multiple expansion, moving the stock toward the analyst high (≈44).
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · AMC.
What can break
Deterioration in commercial loan credit quality
Momentum
59
Value
57
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $37.24 · Bull $44.00 · Bear $30.00
Earnings
2026-07-23 · AMC
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-07 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $37.38
Why
Momentum59 · Δ7d -2.4
Value57 · Δ7d +0.3
Sentiment49 · Δ7d -3.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
59
26% active weight
Current posture
7d trendFlat
Δ7d
-2.4
Δ21d
+4.3
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
-1.6
Sentiment
49
34% active weight
Current posture
7d trendSoftening
Δ7d
-3.8
Δ21d
-3.0
Why this grade
Composite grade B. Momentum 58.8 / Value 56.5 / Sentiment 48.6
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$3.81B
Beta
0.77
Shares Out
97.14M
P/E (TTM)
15.2
P/S (TTM)
3.68
P/FCF (TTM)
33.06
Rev YoY
-9.1%
EPS YoY
+25.0%
Gross Margin
-
Op Margin
+31.7%
Net Debt
$417.5M
Current Ratio
0.11
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology

