B+
Bull case
25%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
FHN
First HorizonBNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Q2 showed stronger profitability, loan growth, improving nonperforming loans, and continued capital deployment. The packet's median analyst target of $27.75 implies roughly 8% upside from the $25.80 anchor, although the target count and post-print revisions are unavailable.
Posture
Constructive
Lead driver
Sentiment
What changed
6 setup hits (3d) with net bullish as of 2026-09-08.
What can break
Brokered-deposit costs could continue pressuring NIM and earnings sensitivity.
Momentum
32
Value
56
Sentiment
73
Setup hits (3d)
6 · Net Bullish
AI TargetsBase $28.00 · Bull $32.00 · Bear $22.50Analysis 2026-07-20; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-20 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $28.00
Why
Momentum32 · Δ7d +2.7
Value56 · Δ7d -0.0
Sentiment73 · Δ7d +3.5
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.
Confirming evidence
- • 6 setup hits (3d) with net bullish as of 2026-09-08.
- • Sentiment remains the lead driver in the composite, 7D delta +3.5.
Contradictions & invalidation
- • Brokered-deposit costs could continue pressuring NIM and earnings sensitivity.
- • CET1 stayed at approximately 10.5%, potentially constraining capital return if credit or growth requirements worsen.
- • Higher funding costs compressed NIM, expenses rose materially, net charge-offs increased to 20 basis points, and CET1 remained 10.5%.
Catalyst clock
2026-07-15
Q2 2026 earnings release and call confirm solid results
Lead driver: Sentiment · See AI snapshot
Momentum
32
9% active weight
Current posture
7d trendImproving
Δ7d
+2.7
Δ21d
-11.8
Value
56
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
73
62% active weight
Current posture
7d trendImproving
Δ7d
+3.5
Δ21d
+8.4
Why this grade
Composite grade B. Momentum 31.8 / Value 55.8 / Sentiment 72.6
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-20. Scenario method
Most likely
B
Base case
55%
Probability
Target price
$28.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$22.50
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$12.33B
Beta
0.64
Shares Out
473.78M
P/E (TTM)
14.9
P/S (TTM)
3.71
P/FCF (TTM)
336.06
Rev YoY
+0.7%
EPS YoY
+19.4%
Gross Margin
-
Op Margin
+27.4%
Net Debt
$3.98B
Current Ratio
0.23
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data