FFIC

"Our first quarter results demonstrate the strength of this franchise as we move toward closing our transaction with OceanFirst Financial Corp. Noninterest bearing deposits grew to $995.5 million, up 15% year over year, and our cost of funds declined 13 basis points from the prior quarter, driving a net interest rate margin that has expanded 16 basis points year over year. Core net income grew 25% year over year, driven by sustained net interest income growth and an improved funding mix. With a loan pipeline of $327.4 million at quarter end, up 55% year over year, we enter this next chapter from a position of strength. We look forward to completing the transaction with OceanFirst Financial Corp. and to the expanded capabilities and opportunities their platform will bring to the customers and communities we serve." - John R. Buran, President and CEO   UNIONDALE, NY / ACCESS Newswire / April 28, 2026 / Net Interest Margin Expansion and Noninterest Deposit Growth. The Company reported 1Q26 GAAP and Core EPS of $0.17 and $0.29, compared to ($0.29) and $0.23, respectively, a year ago. During the quarter, NIM on a GAAP basis expanded 16 basis points year over year to 2.67% while Core NIM expanded 17 basis points year over year, driven by lower deposit costs and growth in noninterest bearing deposits. Average net loans decreased 2.0% YoY and 0.8% QoQ consistent with the Company's focus on disciplined pricing and credit standards. The loan pipeline increased 54.9% year over year and 18.8% quarter over quarter to $327.4 million at March 31, 2026. Stable Capital and Stable Credit Metrics. NPAs to assets were 77 bps, compared to 71 bps a year ago and 68 bps in the prior quarter. Net charge-offs to average loans were 3 bps in 1Q26, compared to 27 bps in 1Q25 and 11 bps in 4Q25. TCE/TA1 was 7.86% at March 31, 2026, compared to 7.79% a year ago and 8.14% at December 31, 2025. Key Financial Metrics2 Note: In certain circumstances, reclassifications have been made to prior periods to conform to the current presentation. 1 Tangible Common Equity ("TCE")/Total Assets ("TA"). 2 See "Reconciliation of GAAP Earnings (Loss) and Core Earnings", "Reconciliation of GAAP Revenue and Pre-Provision Pre-Tax Net Revenue", and "Reconciliation of GAAP Net Interest Income Net Interest Margin to Core Net Interest Income and Net Interest Margin." 3 Net Interest Margin ("NIM") Fully Taxab...

UNIONDALE, N.Y. (AP) — UNIONDALE, N.Y. (AP) — Flushing Financial Corp. (FFIC) on Tuesday reported earnings of $5.8 million in its first quarter. On a per-share basis, the Uniondale, New York-based company said it had profit of 17 cents. Earnings, adjusted for non-recurring costs, were 29 cents per share. The holding company for Flushing Bank posted revenue of $114.8 million in the period. Its adjusted revenue was $57 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FFIC at https://www.zacks.com/ap/FFIC

OceanFirst posted "solid" Q1 results with GAAP EPS $0.36 and core EPS $0.43, its fifth consecutive quarter of net interest income growth and net interest margin expansion to 2.93%, while management reaffirmed standalone guidance for mid‑to high‑single‑digit loan/deposit growth and expenses around $70–71M per quarter. Loan and deposit momentum continued as $429M of originations drove $92M quarter‑over‑quarter loan growth, commercial C&I activity accelerated (19% annualized growth; C&I/CRE closed volume +81% YoY), and deposits rose $192M (or +$314M excluding broker balances), with Premier Bank adding over 1,500 new accounts. The pending Flushing Financial transaction has shareholder and key state/OCC approvals with the Federal Reserve approval pending; management expects a Q2 2026 close and Q3 2026 systems integration and rebranding, and says the merger model is holding up. Interested in OceanFirst Financial Corp.? Here are five stocks we like better. OceanFirst Financial (NASDAQ:OCFC) reported first-quarter 2026 results highlighted by higher earnings and continued net interest income growth, while management reiterated its standalone full-year outlook and provided an update on the pending Flushing Financial merger. Chairman and CEO Christopher Maher said the company delivered “solid first-quarter results,” with GAAP earnings per share of $0.36 and core earnings per share of $0.43. Maher noted GAAP EPS increased $0.01 year-over-year, while core EPS increased $0.08, or 23%, compared to the prior-year quarter. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price Maher said OceanFirst posted its fifth consecutive quarter of net interest income growth, with net interest income up $1 million, or 1%, from the linked quarter and up $10 million, or 11%, from the prior-year quarter. The company’s net interest margin expanded to 2.93%, which Maher attributed to “lower costs of funds and earning asset growth,” alongside an increase in average net loans of $268 million. President Joe Lebel said loan originations totaled $429 million in the quarter, helping drive loan growth of $92 million, which he said was in line with expectations given typical first-quarter seasonality and some customer closings that were accelerated into the end of the fourth quarter. → Homebuilder Earnings: D.R. Horton Sticks Out as Pulte & NVR Sales Tank Lebel highlighted strength in c...

UNIONDALE, NY / ACCESS Newswire / March 24, 2026 / Flushing Financial Corporation (the "Company") (Nasdaq:FFIC), the parent holding company for Flushing Bank (the "Bank"), today announced that the Board of Directors (the "Board") declared a quarterly dividend on its common stock of $0.22 per common share, payable on April 24, 2026, to shareholders of record at the close of business on April 10, 2026. John R. Buran, the Company's President and Chief Executive Officer stated: "This quarter's dividend marks our 120th consecutive quarterly payment to shareholders, a milestone that reflects the consistency and resilience of our business since we first initiated our dividend in 1996. As we approach the anticipated completion of our merger with OceanFirst Financial, we are proud to continue delivering on that commitment to the shareholders who have supported us along the way." FLUSHING FINANCIAL CORPORATION (Nasdaq:FFIC) is the holding company for Flushing Bankﾮ, an FDIC insured, New York State -chartered commercial bank that operates banking offices in Queens, Brooklyn, Manhattan, and on Long Island. The Bank has been building relationships with families, business owners, and communities since 1929. Today, it offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. Rewarding customers with personalized attention and bankers that can communicate in the languages prevalent within these multicultural markets is what makes the Bank uniquely different. As an Equal Housing Lender and leader in real estate lending, the Bank's experienced lending teams create mortgage solutions for real estate owners and property managers both within and outside the New York City metropolitan area. The Bank also fosters relationships with consumers nationwide through its online banking division with the iGObankingﾮ and BankPurelyﾮ brands. Additional information on Flushing Financial Corporation and Flushing Bank may be obtained by visiting the Company's web site at FlushingBank.com. "Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Press Release relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not description...

UNIONDALE, NY / ACCESS Newswire / February 24, 2026 / Flushing Financial Corporation (the "Company") (Nasdaq-GS:FFIC), the parent holding company for Flushing Bank (the "Bank"), today announced that the Board of Directors (the "Board") declared a quarterly dividend on its common stock of $0.22 per common share, payable on March 27, 2026, to shareholders of record at the close of business on March 13, 2026. John R. Buran, the Company's President and Chief Executive Officer stated: "The Company paid its first dividend to shareholders in 1996, and this quarter's payment marks the 119th consecutive quarterly dividend, underscoring our long-standing commitment to shareholder returns. Our fourth quarter 2025 performance reflected continued operating strength and solid capital levels. Our strong financial position enables us to sustain our dividend as we move forward with our planned merger with OceanFirst Financial." FLUSHING FINANCIAL CORPORATION (Nasdaq:FFIC) is the holding company for Flushing Bankﾮ, an FDIC insured, New York State -chartered commercial bank that operates banking offices in Queens, Brooklyn, Manhattan, and on Long Island. The Bank has been building relationships with families, business owners, and communities since 1929. Today, it offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. Rewarding customers with personalized attention and bankers that can communicate in the languages prevalent within these multicultural markets is what makes the Bank uniquely different. As an Equal Housing Lender and leader in real estate lending, the Bank's experienced lending teams create mortgage solutions for real estate owners and property managers both within and outside the New York City metropolitan area. The Bank also fosters relationships with consumers nationwide through its online banking division with the iGObankingﾮ and BankPurelyﾮ brands. Additional information on Flushing Financial Corporation and Flushing Bank may be obtained by visiting the Company's web site at FlushingBank.com. "Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Press Release relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and...

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. OceanFirst Financial (NasdaqGS:OCFC) reported fourth quarter and full year results that highlighted loan and deposit growth alongside higher operating expenses tied to residential outsourcing and merger activity. Management discussed integration progress following the Flushing Financial merger and outlined plans to refine the funding mix and recruit additional banking talent. These updates point to meaningful operational changes that go beyond routine earnings details or dividend updates. For context, OceanFirst Financial’s shares most recently closed at $18.75, with the stock up 1.5% over the past week and 4.5% over the past month. Over the past year, the share price is up 9.3%, while the 3 year return shows a 13.6% decline and the 5 year return sits at 21.8%. Those mixed results frame how investors might look at the latest quarterly performance and ongoing business changes. As merger integration progresses and operational shifts around outsourcing and the funding mix continue, future updates on expenses and profitability will be important to watch. Investors may also want to track how effectively OceanFirst Financial uses the Flushing Financial combination to attract experienced bankers and deepen customer relationships. Stay updated on the most important news stories for OceanFirst Financial by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on OceanFirst Financial. How OceanFirst Financial stacks up against its biggest competitors ✅ Price vs Analyst Target: At $18.75, the share price sits about 13% below the $21.60 analyst target range midpoint. ❌ Simply Wall St Valuation: Shares are trading 23.8% above the Simply Wall St fair value estimate, flagged as overvalued. ✅ Recent Momentum: The stock is up about 4.5% over the last 30 days, showing positive short term momentum. Check out Simply Wall St's in depth valuation analysis for OceanFirst Financial. 📊 Q4 results and merger integration updates put the focus on how efficiently OceanFirst Financial can turn new loans and deposits into earnings. 📊 Keep an eye on the P/E of 16x versus the US market, the 4.27% dividend yield, and any changes in costs tied to outsourcing and consolidation. ⚠️ Net profit margin of 17.3% is below last year...

UNIONDALE, N.Y. (AP) — UNIONDALE, N.Y. (AP) — Flushing Financial Corp. (FFIC) on Tuesday reported fourth-quarter earnings of $4 million. The Uniondale, New York-based company said it had profit of 12 cents per share. Earnings, adjusted for non-recurring costs, were 32 cents per share. The results fell short of Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 35 cents per share. The holding company for Flushing Bank posted revenue of $119.1 million in the period. Its adjusted revenue was $58.8 million. For the year, the company reported profit of $18.9 million, or 54 cents per share. Revenue was reported as $238.9 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FFIC at https://www.zacks.com/ap/FFIC

"Flushing Financial's fourth quarter and full-year 2025 results underscore the strength and resilience of our franchise. Net interest margin expanded 4 basis points to 2.68%, with Core NIM reaching 2.66%, driven by favorable deposit mix and declining funding costs. Average noninterest-bearing deposits increased 12% year-over-year to 13% of total deposits, providing a stable, low-cost funding base. Our tangible common equity ratio improved to 8.14%, up 32 basis points from a year ago, while our CRE concentration declined to 465% from 522% a year earlier, reflecting our strategic capital and balance sheet management. With a loan pipeline of $276 million and liquidity of $3.9 billion at December 31, 2025, we are well-positioned to serve our customers and deploy capital prudently. We remain committed to serving our customers and executing on our priorities with excellence. We look forward to the Company's transformation due to the announced merger with OceanFirst Financial Corp. and the opportunities the combination will create." - John R. Buran, President and CEO UNIONDALE, NY / ACCESS Newswire / January 27, 2026 / GAAP and Core NIM Expansion and Average Noninterest Deposit Growth. The Company reported 4Q25 GAAP and Core EPS of $0.12 and $0.32, compared to ($1.64) and $0.14, respectively, a year ago. During the quarter, NIM expanded on both a GAAP and Core basis by 4 bps QoQ to 2.68% and 2.66%, respectively, primarily driven by growth in noninterest-bearing deposits and lower deposit costs. Average net loans decreased 2.8% YoY and 0.05 % QoQ consistent with the Company's focus on disciplined pricing and credit standards. Maintaining these disciplined standards resulted in the Bank's CRE concentration declining to 465% at December 31, 2025, compared to 522% a year ago and 475% at the prior quarter end. Strong Capital and Stable Credit Metrics. NPAs to assets were 68 bps, compared to 70 bps the prior quarter. Criticized and classified loans totaled 126 bps of gross loans compared to 111 bps in the prior quarter. Net charge-offs to average loans were 11 bps in 4Q25 compared to 7 bps in 3Q25. TCE/TA1 was 8.14% at December 31, 2025, compared to 8.01% at September 30, 2025. Key Financial Metrics2 Note: In certain circumstances, reclassifications have been made to prior periods to conform to the current presentation. 1 Tangible Common Equity ("TCE")/Total Assets ("TA"...

Flushing Financial (FFIC) reported $58.81 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 2.8%. EPS of $0.32 for the same period compares to $0.14 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $61.82 million, representing a surprise of -4.87%. The company delivered an EPS surprise of -8.57%, with the consensus EPS estimate being $0.35. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Flushing Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 71.5% compared to the 71.2% average estimate based on two analysts. Net Interest Margin: 2.7% versus the two-analyst average estimate of 2.7%. Average Balances - Total interest-earning assets: $8.31 billion compared to the $8.43 billion average estimate based on two analysts. Other income: $0.84 million compared to the $0.86 million average estimate based on two analysts. Net Interest Income: $55.51 million versus the two-analyst average estimate of $56.31 million. Bank owned life insurance: $2.04 million versus the two-analyst average estimate of $2.2 million. Net gain (loss) on sale of loans: $0.01 million versus the two-analyst average estimate of $0.21 million. Federal Home Loan Bank of New York stock dividends: $0.37 million versus $0.51 million estimated by two analysts on average. Banking services fee income: $1.99 million versus the two-analyst average estimate of $1.76 million. Total Non-Interest Income: $3.3 million versus the two-analyst average estimate of $5.54 million. View all Key Company Metrics for Flushing Financial here>>> Shares of Flushing Financial have returned -8.2% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations fro...

Flushing Financial (FFIC) came out with quarterly earnings of $0.32 per share, missing the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.14 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -8.57%. A quarter ago, it was expected that this holding company for Flushing Bank would post earnings of $0.31 per share when it actually produced earnings of $0.35, delivering a surprise of +12.9%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Flushing Financial, which belongs to the Zacks Financial - Savings and Loan industry, posted revenues of $58.81 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 4.87%. This compares to year-ago revenues of $57.22 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Flushing Financial shares have added about 2.2% since the beginning of the year versus the S&P 500's gain of 1.5%. While Flushing Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Flushing Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You...

UNIONDALE, NY / ACCESS Newswire / January 20, 2026 / Flushing Financial Corporation (the "Company") (Nasdaq-GS:FFIC), the parent holding company for Flushing Bank (the "Bank"), today announced that, in light of its pending merger with OceanFirst Financial Corp., it has canceled its previously scheduled fourth quarter and full year 2025 earnings conference call that was to be held on Wednesday, January 28, 2026, at 9:30 AM (ET). The Company will continue to make available its financial information via filings with the U.S. Securities and Exchange Commission. The Company will release its fourth quarter and full year 2025 earnings after the market closes on Tuesday, January 27, 2026, as previously announced. FLUSHING FINANCIAL CORPORATION (Nasdaq:FFIC) is the holding company for Flushing Bankﾮ, an FDIC insured, New York State-chartered commercial bank that operates banking offices in Queens, Brooklyn, Manhattan, and on Long Island. The Bank has been building relationships with families, business owners, and communities since 1929. Today, it offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. Rewarding customers with personalized attention and bankers that can communicate in the languages prevalent within these multicultural markets is what makes the Bank uniquely different. As an Equal Housing Lender and leader in real estate lending, the Bank's experienced lending teams create mortgage solutions for real estate owners and property managers both within and outside the New York City metropolitan area. The Bank also fosters relationships with consumers nationwide through its online banking division with the iGObankingﾮ and BankPurelyﾮ brands. Additional information on Flushing Financial Corporation may be obtained by visiting the Company's website at FlushingBank.com. #FF CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer Flushing Financial Corporation (718) 961-5400 SOURCE: Flushing Financial Corporation View the original press release on ACCESS Newswire

UNIONDALE, NY / ACCESS Newswire / December 17, 2025 / Flushing Financial Corporation (the "Company") (Nasdaq:FFIC), the parent holding company for Flushing Bank (the "Bank"), today announced that it will release its fourth quarter and full year 2025 earnings after the market closes on Tuesday, January 27, 2026. John R. Buran, President and Chief Executive Officer, and Susan K. Cullen, Senior Executive Vice President, Chief Financial Officer, will host the conference call on Wednesday, January 28, 2026, at 9:30 AM (ET) to discuss the Company's strategy and results for the fourth quarter and full year 2025. Interested parties are invited to listen in by dialing 1-877-509-5836. The conference call will be simultaneously webcast at: https://event.choruscall.com/mediaframe/webcast.html?webcastid=dCeAr3Bi Conference Call Details Dial-in for Live Call: 1-877-509-5836 Canada Toll Free: 1-855-669-9657 Webcast: https://event.choruscall.com/mediaframe/webcast.html?webcastid=dCeAr3Bi Dial-in for Replay U.S./Canada: 1-855-669-9658 Replay Access Code: 4839242 FLUSHING FINANCIAL CORPORATION (Nasdaq: FFIC) is the holding company for Flushing Bankﾮ, an FDIC insured, New York State-chartered commercial bank that operates banking offices in Queens, Brooklyn, Manhattan, and on Long Island. The Bank has been building relationships with families, business owners, and communities since 1929. Today, it offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. Rewarding customers with personalized attention and bankers that can communicate in the languages prevalent within these multicultural markets is what makes the Bank uniquely different. As an Equal Housing Lender and leader in real estate lending, the Bank's experienced lending teams create mortgage solutions for real estate owners and property managers both within and outside the New York City metropolitan area. The Bank also fosters relationships with consumers nationwide through its online banking division with the iGObankingﾮ and BankPurelyﾮ brands. Additional information on Flushing Financial Corporation may be obtained by visiting the Company's website at FlushingBank.com. #FF CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer Flushing Financial Corporation (718) 961-...