FFBC
First Financial BancorpBNasdaq / Banks
Last Price
At close
2026-06-03
Current thesis
Stronger‑than‑expected NIM expansion and controlled credit costs push multiples toward regional peers; successful execution of revenue initiatives and any accretive M&A could reach the bull target.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +8.6.
What can break
Elevated credit losses from commercial real estate
Momentum
59
Value
64
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $28.00 · Bull $32.00 · Bear $24.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-29 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-03
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $32.00
Why
Momentum59 · Δ7d -3.2
Value64 · Δ7d +8.6
Sentiment48 · Δ7d +2.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
59
34% active weight
Current posture
7d trendFlat
Δ7d
-3.2
Δ21d
-4.0
Value
64
32% active weight
Current posture
7d trendImproving
Δ7d
+8.6
Δ21d
+8.3
Sentiment
48
33% active weight
Current posture
7d trendImproving
Δ7d
+2.8
Δ21d
+4.9
Why this grade
Composite grade B. Momentum 58.7 / Value 63.9 / Sentiment 48.0
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$3.2B
Beta
1.00
Shares Out
98.53M
P/E (TTM)
9.5
P/S (TTM)
3.03
P/FCF (TTM)
15.13
Rev YoY
-2.7%
EPS YoY
+36.7%
Gross Margin
-
Op Margin
+34.9%
Net Debt
$303.7M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology

