FFBC
First Financial BancorpBNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
Stronger‑than‑expected NIM expansion and controlled credit costs push multiples toward regional peers; successful execution of revenue initiatives and any accretive M&A could reach the bull target.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-21 · AMC.
What can break
Elevated credit losses from commercial real estate
Momentum
72
Value
56
Sentiment
39
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $28.00 · Bull $32.00 · Bear $24.00
Earnings
2026-07-21 · AMC
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-29 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $36.00
Why
Momentum72 · Δ7d +10.5
Value56 · Δ7d -0.7
Sentiment39 · Δ7d -4.9
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
72
26% active weight
Current posture
7d trendImproving
Δ7d
+10.5
Δ21d
+17.9
Value
56
39% active weight
Current posture
7d trendFlat
Δ7d
-0.7
Δ21d
+1.2
Sentiment
39
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.9
Δ21d
-5.6
Why this grade
Composite grade B. Momentum 72.4 / Value 56.4 / Sentiment 39.0
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$3.75B
Beta
1.00
Shares Out
104.93M
P/E (TTM)
9.5
P/S (TTM)
3.03
P/FCF (TTM)
15.13
Rev YoY
+25.0%
EPS YoY
+32.5%
Gross Margin
-
Op Margin
+34.9%
Net Debt
$1.07B
Current Ratio
0.15
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology

