FDBC
Fidelity D D BancorpANasdaq / Banks
Last Price
At close
2026-07-22
Current thesis
Q2 results strengthen the operating case: EPS, net interest income, net interest margin, and assets improved, while management described favorable credit performance and continued momentum.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-29.
What can break
Higher provisions tied to loan growth, unfunded commitments, and commercial construction exposure could offset margin gains.
Momentum
92
Value
62
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $50.50 · Bull $57.00 · Bear $44.00
Earnings
2026-07-29
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-22 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Why
Momentum92 · Δ7d -
Value62 · Δ7d -0.1
Sentiment51 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
92
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.6
Sentiment
51
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 92.2 / Value 62.3 / Sentiment 51.3
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$298.1M
Beta
0.90
Shares Out
5.81M
P/E (TTM)
9.7
P/S (TTM)
2.79
P/FCF (TTM)
14.62
Rev YoY
+8.1%
EPS YoY
+23.9%
Gross Margin
-
Op Margin
+34.0%
Net Debt
-$8.6M
Current Ratio
0.11
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology