B+
Bull case
20%
Probability
Target price
$26.25
+10.9% vs current
FBP
First BanCorpBNYSE / Banks
Last Price
At close
2026-06-03
AI scenario view
RankAlpha Sentiment AIMost likely
B
Base case
60%
Probability
Target price
$24.19
+2.2% vs current
B-
Bear case
20%
Probability
Target price
$20.89
-11.7% vs current
AI sentiment snapshot
Latest data as of 2026-02-07
Recent news sentiment (30D)
+16.9
Positive
Company
+23.6
Positive
Macro
+17.9
Positive
Pulse
-34.8
Negative
Sentiment proxy
+48.2
Score
AI commentary
Consensus implies limited upside: base target $24.19 (~4% above the anchor) with tight dispersion to $20.89–$26.25. Market tone is cautiously constructive and focused on Puerto Rico credit trends and deposit stability; near-term upside depends on improving loan metrics or capital actions.
RankAlpha Sentiment AI - 2026-02-07
Open full AI memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-05-08catalystQ1 2026 Earnings ReleaseMedium impact
Regular quarterly earnings may reprice the stock vs. consensus estimates and loan-loss guidance; analysts' 12-month targets provide a nearby reference point [#SERP-2].
2027-02-07catalystAnalyst Target Revisions / Consensus RepricingHigh impact
Analyst revisions driven by earnings, credit trends, or macro outlook could push consensus toward the current median/high range cited in market summaries [#SERP-1] [#SERP-8].
2027-02-07catalystPuerto Rico credit-cycle / loan-loss improvementHigh impact
Material improvement or deterioration in regional economic conditions and NPL trends would alter valuation materially; local-credit recovery would be positive for net interest margin and reserves [#SERP-5].
Recommendation
N/A
No formal recommendation provided.
As of 2026-02-07 • Updated nightlySource: Internal modelMethodology