FBLA
FB BancorpDNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Repurchase program execution plus sustained NIM expansion and reserve stabilization leads to earnings upgrade and multiple re-rating toward payments/fee-tilted peers, supporting upside to the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -3.8.
What can break
Credit/reserve deterioration
Momentum
47
Value
40
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $14.20 · Bull $16.00 · Bear $11.50
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-19 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum47 · Δ7d -12.3
Value40 · Δ7d +0.1
Sentiment47 · Δ7d -3.8
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
47
26% active weight
Current posture
7d trendSoftening
Δ7d
-12.3
Δ21d
-10.1
Value
40
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+1.2
Sentiment
47
34% active weight
Current posture
7d trendSoftening
Δ7d
-3.8
Δ21d
-4.5
Why this grade
Composite grade D. Momentum 47.5 / Value 39.8 / Sentiment 47.2
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$247.27M
Beta
-
Shares Out
16.16M
P/E (TTM) · Derived
222.4
P/S (TTM)
-
P/FCF (TTM) · Derived
41.91
Rev YoY
+3.1%
EPS YoY
-81.0%
Gross Margin
-
Op Margin
-
Net Debt
$76.97M
Current Ratio
0.09
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology

