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FBLA

FB BancorpD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Repurchase program execution plus sustained NIM expansion and reserve stabilization leads to earnings upgrade and multiple re-rating toward payments/fee-tilted peers, supporting upside to the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.2.
What can break
Credit/reserve deterioration
Momentum
63
Value
38
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $14.20 · Bull $16.00 · Bear $11.50Analysis 2026-03-19; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-19 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum63 · Δ7d +6.1
Value38 · Δ7d +0.9
Sentiment53 · Δ7d +1.2
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +1.2.

Contradictions & invalidation

  • • Credit/reserve deterioration
  • • Execution risk on repurchase program
  • • Slower-than-expected loan growth, renewed credit stress, or ineffective buyback execution compresses earnings and pushes valuation toward the bear target.

Catalyst clock

2026-03-02

8-K filed on March 2, 2026 — potential corporate actions disclosed

Lead driver: Sentiment · See AI snapshot
Momentum
63
9% active weight
Current posture
7d trendImproving
Δ7d
+6.1
Δ21d
+17.5
Value
38
28% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+0.5
Sentiment
53
62% active weight
Current posture
7d trendImproving
Δ7d
+1.2
Δ21d
-2.3
Why this grade

Composite grade D. Momentum 63.3 / Value 38.5 / Sentiment 52.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-03-19. Scenario method

B+
Bull case
20%
Probability
Target price
$16.00
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$14.20
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
B-
Bear case
25%
Probability
Target price
$11.50
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$247.68M
Beta
-
Shares Out
15.95M
P/E (TTM) · Derived
225.7
P/S (TTM)
-
P/FCF (TTM) · Derived
10.03
Rev YoY
+8.3%
EPS YoY
-109.8%
Gross Margin
-
Op Margin
+4.0%
Net Debt
$76.97M
Current Ratio
0.11
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data