RankAlpha logo
Back to Rankings

FBLA

FB BancorpD
Nasdaq / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
Repurchase program execution plus sustained NIM expansion and reserve stabilization leads to earnings upgrade and multiple re-rating toward payments/fee-tilted peers, supporting upside to the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.5.
What can break
Credit/reserve deterioration
Momentum
61
Value
39
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $14.20 · Bull $16.00 · Bear $11.50Analysis 2026-03-19; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-08 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-19 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-08

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-08. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum61 · Δ7d +4.4
Value39 · Δ7d +0.6
Sentiment53 · Δ7d +1.5
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +1.5.

Contradictions & invalidation

  • • Credit/reserve deterioration
  • • Execution risk on repurchase program
  • • Slower-than-expected loan growth, renewed credit stress, or ineffective buyback execution compresses earnings and pushes valuation toward the bear target.

Catalyst clock

2026-03-02

8-K filed on March 2, 2026 — potential corporate actions disclosed

Lead driver: Sentiment · See AI snapshot
Momentum
61
9% active weight
Current posture
7d trendImproving
Δ7d
+4.4
Δ21d
+1.2
Value
39
28% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+1.1
Sentiment
53
62% active weight
Current posture
7d trendImproving
Δ7d
+1.5
Δ21d
-0.1
Why this grade

Composite grade D. Momentum 60.5 / Value 38.6 / Sentiment 53.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-03-19. Scenario method

B+
Bull case
20%
Probability
Target price
$16.00
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$14.20
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
B-
Bear case
25%
Probability
Target price
$11.50
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$247.68M
Beta
-
Shares Out
15.95M
P/E (TTM) · Derived
225.7
P/S (TTM)
-
P/FCF (TTM) · Derived
10.03
Rev YoY
+8.3%
EPS YoY
-109.8%
Gross Margin
-
Op Margin
+4.0%
Net Debt
$76.97M
Current Ratio
0.11
As of 2026-09-08 • Updated nightlySource: Internal modelMethods & Data