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FBLA

FB BancorpD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Repurchase program execution plus sustained NIM expansion and reserve stabilization leads to earnings upgrade and multiple re-rating toward payments/fee-tilted peers, supporting upside to the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -1.4.
What can break
Credit/reserve deterioration
Momentum
80
Value
40
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $14.20 · Bull $16.00 · Bear $11.50Analysis 2026-03-19; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-19 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum80 · Δ7d -4.5
Value40 · Δ7d +1.0
Sentiment44 · Δ7d -1.4
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -1.4.

Contradictions & invalidation

  • • Credit/reserve deterioration
  • • Execution risk on repurchase program
  • • Slower-than-expected loan growth, renewed credit stress, or ineffective buyback execution compresses earnings and pushes valuation toward the bear target.

Catalyst clock

2026-03-02

8-K filed on March 2, 2026 — potential corporate actions disclosed

Lead driver: Sentiment · See AI snapshot
Momentum
80
8% active weight
Current posture
7d trendSoftening
Δ7d
-4.5
Δ21d
+2.1
Value
40
47% active weight
Current posture
7d trendImproving
Δ7d
+1.0
Δ21d
+1.9
Sentiment
44
45% active weight
Current posture
7d trendSoftening
Δ7d
-1.4
Δ21d
-5.8
Why this grade

Composite grade D. Momentum 79.9 / Value 40.2 / Sentiment 43.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-03-19. Scenario method

B+
Bull case
20%
Probability
Target price
$16.00
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$14.20
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
B-
Bear case
25%
Probability
Target price
$11.50
Analysis reference price unavailable
Analysis 2026-03-19 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$269.68M
Beta
-
Shares Out
15.95M
P/E (TTM) · Derived
245.8
P/S (TTM)
-
P/FCF (TTM) · Derived
10.92
Rev YoY
+8.3%
EPS YoY
-109.8%
Gross Margin
-
Op Margin
+4.0%
Net Debt
$76.97M
Current Ratio
0.11
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data