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EZPW

EZCORPC
Nasdaq / Financial Services
Last Price
At close
2026-07-20
View Chart
Current thesis
Improved loan performance, stronger recoveries from collateral sales, and modest multiple expansion lift shares toward the analyst high (~$28) as store execution and buybacks validate the thesis.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
Decline in collateral (jewelry) prices reducing recovery values
Momentum
77
Value
52
Sentiment
36
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $24.00 · Bull $28.00 · Bear $17.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-05 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $40.80
Why
Momentum77 · Δ7d -6.6
Value52 · Δ7d +0.3
Sentiment36 · Δ7d +2.2
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
77
26% active weight
Current posture
7d trendSoftening
Δ7d
-6.6
Δ21d
+1.0
Value
52
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
+0.9
Sentiment
36
34% active weight
Current posture
7d trendImproving
Δ7d
+2.2
Δ21d
-0.6
Why this grade

Composite grade C. Momentum 76.7 / Value 51.8 / Sentiment 36.0

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$1.97B
Beta
0.53
Shares Out
61.54M
P/E (TTM)
14.2
P/S (TTM)
0.97
P/FCF (TTM)
11.15
Rev YoY
+45.9%
EPS YoY
+92.8%
Gross Margin
+56.3%
Op Margin
+11.7%
Net Debt
$295.21M
Current Ratio
4.71
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology